2125 Niagara Ln, Centralia, IL 62801 Property Records

Marion County property record for 2125 Niagara Ln, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Lot Size2.16 acres (94,090 sqft)
Owner2 Individual Names on File
Tax Bill$7,691 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1504300039

Property Details

APN / Parcel Number

Primary APN1504300039

Exterior

Lot Area94,090 sqft (2.16 acres)

Location & Zoning

Street Address2125 NIAGARA LN
CityCENTRALIA
StateIL
Zip62801-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. NE SW
JurisdictionMARION IL
Township / Civil DivisionRACCOON
Census Block Group1
Census Block1041
Census Tract952300

Owner

2125 Niagara Ln is owned and occupied by two individuals who acquired it in April 2009.

Source: Marion County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2125 NIAGARA LN, CENTRALIA, IL 62801-8765
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2009
Deed SaleApr 13, 2009
Deed Document Number20092680
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address2125 NIAGARA LN, CENTRALIA, IL 62801-8765
Transaction TypeMortgage
Record UpdatedAug 4, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R02959
DateJul 7, 2020
Instrument2020R02959
Lender
NamePEOPLES NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2125 Niagara Ln was $7,691 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionRaccoon Township
Elementary School DistrictRaccoon Consolidated School District 1 (KG - 08)
Secondary School DistrictSalem Community High School District 600 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,691.00$143,060 Land $23,440 Building $119,620$429,180 Land $70,320 Building $358,860
2022$6,893.00 Homeowner's exemption$108,520 Land $17,780 Building $90,740$325,560 Land $53,340 Building $272,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2125 Niagara Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Niagara Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRACCOON WATER COMPANY
private · serves 7,080 people · EPA ID IL1215100
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Netwitz Internet Services
Fixed Wireless
30 / 5

May also be available: AT&T, Verizon, Wisper ISP.

Nearby Properties on Niagara Ln

Nearby Streets

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