2125 Holder Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2125 Holder Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,428 sqft · built 1989
Lot Size	0.115 acres (5,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Dec 2022)
Tax Bill	$7,191 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-090-820-000`

Property Details

APN / Parcel Number

Primary APN	`238-090-820-000`
Alternative APN	`238-090-82`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,018 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-090-82
Street Address	2125 HOLDER LN
City	TRACY
State	CA
Zip	95377-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 881107 FR ORIG APN 237780820
Legal Subdivision	BUENA VISTA ESTATES
Legal Block	1
Legal Lot Number	82
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1023
Census Tract	5224

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2125 HOLDER LN, TRACY, CA 95377-9569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 2, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	2022134107
Last Transfer Date	Oct 24, 2025
Transfer Doc	0000097176
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 12, 2025
Property Address	2125 HOLDER LN, TRACY, CA 95377-9569
Document Number	0000097176
Map Reference	MB 29 PG 9
Instrument Date	Oct 24, 2025
Instrument	2025-097176
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2125 HOLDER LN, TRACY, CA 95377-9569

Mortgage

Document Number	0000097177
Date	Nov 12, 2025
Instrument	2025-097177

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 2, 2022
Property Address	2125 HOLDER LN, TRACY, CA 95377-9569
Document Number	0000134107
Map Reference	MB 29 PG 9
Instrument Date	Nov 29, 2022
Instrument	2022-134107
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2125 HOLDER LN, TRACY, CA 95377-9569

Mortgage

Document Number	0000134108
Date	Dec 2, 2022
Instrument	2022-134108

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 3, 2022
Property Address	2125 HOLDER LN, TRACY, CA 95377-9569
Document Number	0000092818
Map Reference	MB 19 PG 9
Instrument Date	Jul 25, 2022
Instrument	2022-092818
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 W 11TH ST # 315, 315, TRACY, CA 95376-3821
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,191.00 (-9.51%)
2025	$7,947.00 (+107.98%)	$676,207 (+100.77%) Land $208,080 Building $468,127
2023	$3,821.00 (+2.11%)	$336,806 Land $118,177 Building $218,629	$587,880
2022	$3,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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