2125 Charles St, Durham, NC 27707 Property Records

Durham County property record for 2125 Charles St, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,488 sqft · built 1939
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2022)
Tax Bill	$2,573 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0820-47-1036`

Property Details

APN / Parcel Number

Primary APN	`0820-47-1036`
Alternative APNs	`0820-47-10-3612` `082010471019` `107144`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	345 ft deep x 173 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2125 CHARLES ST
City	DURHAM
State	NC
Zip	27707-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	CARRINGTON FARM/LT#27 PL:000015-000037
Legal Subdivision	CARRINGTON FARM
Legal Lot Number	27
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1007
Census Tract	1304

Owner

2125 Charles St is owned and occupied by an individual who bought it in May 2022.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2125 CHARLES ST, ANDERSON, IN 46013-2729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Aug 26, 2004 · Amount on File
Deed Document Number	202218770
Deed Book / Page	9685 / 823
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 3, 2022
Property Address	2125 CHARLES ST, DURHAM, NC 27707-2907
Document Number	0096850823
Book / Page	9685 / 823
Map Reference	MB 15 PG 37
Instrument Date	May 3, 2022
Instrument	2022018770
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 CHARLES ST, DURHAM, NC 27707-2907

Mortgage

Document Number	2022018771
Date	May 3, 2022
Instrument	2022018771

Lender

Name	PILGRIM BAPTIST CHURCH OF DURHAM IN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 2125 Charles St was $2,573, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,573.00 (+2.51%)	$253,206 (-) Land $153,920 Building $99,286	$253,206 (-) Land $153,920 Building $99,286
2025	$2,510.00	$253,206 Land $153,920 Building $99,286	$253,206 Land $153,920 Building $99,286
2023	$1,660.00 (+2.34%)	$126,756 Land $35,403 Building $91,353	$126,756 Land $35,403 Building $91,353
2022	$1,622.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2125 Charles St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1986–2024)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20