2125 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 2125 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,509 sqft · built 2006
Lot Size	5.92 acres (258,006 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Dec 2004)
Tax Bill	$8,758 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2021 Refinance + 4 more
APN	`0940000000231`

Property Details

APN / Parcel Number

Primary APN	`0940000000231`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,509 sqft Living Area
1st Floor Area	971 sqft
Upper Floors Area	971 sqft
Attic	Attic
Attic Area	483 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	258,006 sqft (5.92 acres)
Lot Dimensions	545 ft deep x 203 ft wide
Garage Type	Attached

Exterior Amenities

Pool Area	720 sqft
Porch	Enclosed Porch
Porch Area	303 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2125 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULTI: MUL
Legal Description	SUB PROP OF HARRY S MONTAGUE 5.923 AC
Legal Subdivision	WHOLE MAP 094
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2008
Census Tract	21200

Owner

2125 Benefit Rd is owned and occupied by two individuals who bought it in December 2004.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2125 BENEFIT RD, CHESAPEAKE, VA 23322-3035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · ARM FULTON BANK NA
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Oct 30, 2013	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Jul 5, 2006	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jul 18, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2004 · Amount on File
Deed Sale	Dec 16, 2004 · Amount on File
Deed Book / Page	5764 / 129
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2125 BENEFIT RD, CHESAPEAKE, VA 23322-3035
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10008/1130
Date	May 3, 2019
Book Page	10008/1130
Instrument	190010319

Lender

Name	FULTON BANK NA

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2125 BENEFIT RD, CHESAPEAKE, VA 23322-3035
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010463/196
Date	Oct 14, 2021
Book Page	10463/196
Instrument	210046700

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2125 BENEFIT RD, CHESAPEAKE, VA 23322-3035
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10536/1034
Date	Mar 22, 2022
Book Page	10536/1034
Instrument	220009814

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Mar 11, 2039

Interest

Rate Type	Adjustable Rate

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2125 BENEFIT RD, CHESAPEAKE, VA 23322-3035
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009252/783
Date	Oct 30, 2013
Book Page	9252/783

Lender

Name	FULTON BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2125 BENEFIT RD, CHESAPEAKE, VA 23322-3035
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006624/53
Date	Jul 5, 2006
Book Page	6624/53

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2009

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2125 BENEFIT RD, CHESAPEAKE, VA 23322-3035
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006648/129
Date	Jul 18, 2006
Book Page	6648/129

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2125 Benefit Rd was $8,758.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$932,000 (+7.48%) Land $293,600 Building $638,400	$932,000 (+7.48%) Land $293,600 Building $638,400
2025	$8,758.00	$867,100 Land $259,800 Building $607,300	$867,100 Land $259,800 Building $607,300
2023		$780,000 (+11.05%) Land $209,800 Building $570,200	$780,000 (+11.05%) Land $209,800 Building $570,200
2022		$702,400 Land $189,800 Building $512,600	$702,400 Land $189,800 Building $512,600
2019	$5,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2125 Benefit Rd; there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Benefit Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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