2125 Appalachian St, Duluth, MN 55811 Property Records

St. Louis County property record for 2125 Appalachian St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 1948
Lot Size	0.31 acres (13,536 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2024)
Tax Bill	$3,822 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2890-00530`

Property Details

APN / Parcel Number

Primary APN	`010-2890-00530`
Alternative APNs	`1067526` `1168555`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,320 sqft Gross Area
1st Floor Area	904 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	13,536 sqft (0.31 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1168555
Street Address	2125 APPALACHIAN ST
City	DULUTH
State	MN
Zip	55811-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0017 BLOCK:004 SERIAL #
Legal Subdivision	LINCOLN PARK GARDENS
Legal Block	4
Legal Lot Number	17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1007
Census Tract	2300

Owner

2125 Appalachian St is owned and occupied by an individual who bought it in July 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2125 APPALACHIAN ST, DULUTH, MN 55811-3121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit PROCTOR FCU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Mar 18, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Oct 24, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	20241491658
Prior Transfer Date	Mar 7, 2019
Prior Transfer Doc	0001351714
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2125 APPALACHIAN ST, DULUTH, MN 55811-3121
Document Number	00A1385389
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2125 APPALACHIAN ST DULUTH MN 558113121, DULUTH, MN 55811-3121

Mortgage

Document Number	00A1385389
Date	Jul 17, 2020
Instrument	A1385389

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2125 APPALACHIAN ST, DULUTH, MN 55811-3121
Document Number	00A1380867
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2125 APPALACHIAN ST DULUTH MN 558113121, DULUTH, MN 55811-3121

Mortgage

Document Number	00A1380867
Date	May 28, 2020
Instrument	A1380867

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2035

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 18, 2019
Property Address	2125 APPALACHIAN ST, DULUTH, MN 55811-3121
Document Number	00A1351714
Instrument Date	Mar 7, 2019
Instrument	A1351714
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 HIGHWAY 33 S CLOQUET MN 557202622, CLOQUET, MN 55720-2622

Mortgage

Document Number	A1351715
Date	Mar 18, 2019
Instrument	A1351715

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 24, 2018
Property Address	2125 APPALACHIAN ST, DULUTH, MN 55811-3121
Document Number	00A1343297
Instrument Date	Sep 6, 2018
Instrument	A1343297
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$313.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 APPALACHIAN ST DULUTH MN 558113121, DULUTH, MN 55811-3121

Tax Assessment & Valuation

The 2026 property tax bill for 2125 Appalachian St was $3,822 with a homeowner's exemption, up 12.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,822.00 (+12.21%) Homeowner's exemption
2025	$3,406.00 (+3.09%) Homeowner's exemption	$315,700 (+17.93%) Land $33,100 Building $282,600	$315,700 (+17.93%) Land $33,100 Building $282,600
2024	$3,304.00	$267,700 Land $41,100 Building $226,600	$267,700 Land $41,100 Building $226,600
2022		$243,100 Land $46,900 Building $196,200	$243,100 Land $46,900 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2125 Appalachian St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Appalachian St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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