2125 32nd St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2125 32nd St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1961
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Sep 2025)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-304-001-098.04`

Property Details

APN / Parcel Number

Primary APN	`53-304-001-098.04`
Alternative APNs	`053-304-001-098.04` `3040010984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	3,340 sqft
Basement Area	1,268 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2125 32ND ST
City	TWO RIVERS
State	WI
Zip	54241-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STILL BEND ADD E 11`2`` OF LOT 8 & ALL OF LOT 9 & W 12`4`` OF LOT 10 BLK 1
Legal Subdivision	STILL BEND ADD
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	3
Census Block	3012
Census Tract	5200

Owner

2125 32nd St is owned and occupied by two individuals who bought it in September 2025.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2125 32ND ST, TWO RIVERS, WI 54241-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU
Feb 18, 2022	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	20251287652
Deed Book / Page	3716 / 681
Prior Transfer Date	Jul 1, 2025
Prior Transfer Doc	003702/692
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Sep 19, 2025
Property Address	2125 32ND ST, TWO RIVERS, WI 54241-1605
Document Number	003716/681
Book / Page	3716 / 681
Instrument Date	Sep 15, 2025
Instrument	1287652
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$771.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 32ND ST, TWO RIVERS, WI 54241-1605

Mortgage

Document Number	0001287653
Date	Sep 19, 2025
Instrument	1287653

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Feb 18, 2022
Property Address	2125 32ND ST, TWO RIVERS, WI 54241-1605
Document Number	003476/215
Book / Page	3476 / 215
Instrument Date	Feb 12, 2022
Instrument	1247906
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2125 32ND ST, TWO RIVERS, WI 54241-1605

Mortgage

Document Number	0001247907
Date	Feb 18, 2022
Instrument	1247907

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	003476/230
Date	Feb 18, 2022
Book Page	3476/230
Instrument	1247908

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2125 32nd St was $3,786, up 6.5% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,786.00 (+6.5%) Homeowner's exemption	$231,800 (-) Land $23,100 Building $208,700	$267,995 (+16.73%) Land $26,707 Building $241,288
2024	$3,555.00 (+56.33%) Homeowner's exemption	$231,800 (+146.07%) Land $23,100 Building $208,700	$229,589 (+53.57%) Land $22,880 Building $206,709
2023	$2,274.00 Homeowner's exemption	$94,200 Land $13,700 Building $80,500	$149,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2125 32nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 32nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 32nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures