21245 Shearer Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 21245 Shearer Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1978
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Jul 2022)
Tax Bill	$2,785 (2024)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-111-05`

Property Details

APN / Parcel Number

Primary APN	`003-111-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Basement Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	116,741 sqft (2.68 acres)
View / Lot	Rural
Garage Area	770 sqft
Porch	Finished/Open Porch
Porch Area	148 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	21245 SHEARER RD
City	DAVIDSON
State	NC
Zip	28036-8795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SEE 311105
Legal Block	1
Legal Lot Number	5
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1017
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21245 SHEARER RD, DAVIDSON, NC 28036-8795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Jan 30, 2004 · Amount on Record
Deed Document Number	2022103596
Deed Book / Page	37499 / 860
Prior Transfer Date	Jan 23, 2004
Prior Transfer Doc	0000022022
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	May 7, 2026
Property Address	21245 SHEARER RD, DAVIDSON, NC 28036-8795
Document Number	0000047625
Book / Page	40403 / 264
Instrument Date	May 2, 2026
Instrument	202647625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21245 SHEARER RD, DAVIDSON, NC 28036-8795
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047625,
Date	May 7, 2026
Book Page	40403/264
Instrument	202647625

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 14, 2022
Property Address	21245 SHEARER RD, DAVIDSON, NC 28036-8795
Document Number	0000103596
Book / Page	37499 / 860
Instrument Date	Jul 14, 2022
Instrument	2022103596
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2117 US HIGHWAY 1 S, ROCKINGHAM, NC 28379-8993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21245 SHEARER RD, DAVIDSON, NC 28036-8795

Mortgage

Document Number	0000103597
Date	Jul 14, 2022
Instrument	2022103597

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,800 Land $218,200 Building $189,600	$407,800 Land $218,200 Building $189,600
2024	$2,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shearer Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures