21241 E 8th St, Oakboro, NC 28129 Property Records

Stanly County property record for 21241 E 8th St, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,264 sqft · built 1980
Lot Size	6.44 acres (280,526 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,473 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`650403325097`

Property Details

APN / Parcel Number

Primary APN	`650403325097`
Alternative APNs	`1520609` `1547536` `6662`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,264 sqft Finished Area
Basement Area	3,264 sqft
Unfinished Basement	3,264 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	280,526 sqft (6.44 acres)
Garage Type	Attached
Garage Area	828 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1547536
Street Address	21241 E 8TH ST
City	OAKBORO
State	NC
Zip	28129-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 21241 E 8TH ST 650403152
Legal Subdivision	DIVISION MAURICE T & SARAH DRY
Legal Tract	2
Legal Lot Number	2
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2006
Census Tract	930902

Owner

Source: Stanly County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21241 E 8TH ST, OAKBORO, NC 28129-9312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 6, 2016	Loan Modification, Mortgage CARDINAL TITLE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 16, 2024
Transfer Doc	0000468193
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	21241 E 8TH ST, OAKBORO, NC 28129-9312
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438910
Date	Oct 15, 2021
Book Page	1761/31
Instrument	438910

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	21241 E 8TH ST, OAKBORO, NC 28129-9312
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000434446
Date	Jun 23, 2021
Book Page	1746/1072
Instrument	434446

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

April 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	21241 E 8TH ST, OAKBORO, NC 28129-9312
Document Number	0016451119
Instrument Date	Apr 6, 2016
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	CARDINAL TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21241 E 8TH ST OAKBORO NC 281299312, OAKBORO, NC 28129-9312

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,473.00 (+32.51%)	$578,978 (+52.4%) Land $101,900 Building $477,078	$578,978 (+52.4%) Land $101,900 Building $477,078
2023	$2,621.00	$379,895 Land $60,690 Building $319,205	$379,895 Land $60,690 Building $319,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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