2124 W Nancy Ln, Phoenix, AZ 85041 Property Records

Maricopa County property record for 2124 W Nancy Ln, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,259 sqft · built 2003
Lot Size	0.153 acres (6,670 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Feb 2018)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`105-86-480`

Property Details

APN / Parcel Number

Primary APN	`105-86-480`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	1,259 sqft

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,670 sqft (0.153 acres)
Parking Spaces	2 Parking Spaces
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2124 W NANCY LN
City	PHOENIX
State	AZ
Zip	85041-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	VILLAGES AT SPENCER PLACE MCR 575-09
Legal Range	02E
Legal Township	01N
Legal Section	36
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	VILLAGES AT SPENCER PLACE
Legal Lot Number	108
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2007
Census Tract	116616

Owner

2124 W Nancy Ln is owned and occupied by an individual who acquired it in January 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 23, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Prior Sale	Feb 23, 2018
Deed Document Number	0000138579
Last Transfer Date	Jan 24, 2023
Transfer Doc	0000038667
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070195
Date	Feb 13, 2023
Instrument	20230070195

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313

Mortgage

Document Number	0000190561
Date	Feb 19, 2021
Instrument	20210190561

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 24, 2023
Property Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313
Document Number	0000038667
Map Reference	MB 575 PG 9
Instrument Date	Jan 20, 2023
Instrument	20230038667
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 23, 2018
Property Address	2124 W NANCY LN, PHOENIX, AZ 85041-5313
Document Number	0000138579
Map Reference	MB 575 PG 9
Instrument Date	Feb 2, 2018
Instrument	20180138579
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1621 W EL RIO DR, 1621, TUCSON, AZ 85745-2079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5146 E OAK ST UNIT 108, 108, PHOENIX, AZ 85008-2542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000138581
Date	Feb 23, 2018
Instrument	20180138581

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2124 W Nancy Ln was $1,403.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,310	$293,100 Land $58,600 Building $234,500
2025	$1,403.00
2024		$30,320	$303,200 Land $60,600 Building $242,600
2023	$1,326.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2124 W Nancy Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2124 W Nancy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Verizon.

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