2124 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 2124 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2003
Lot Size	0.171 acres (7,461 sqft)
Owner	2 Individual Names on File
Last Sale	$184,900 (Feb 2016)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`105-86-590`

Property Details

APN / Parcel Number

Primary APN	`105-86-590`
Alternative APN	`105865906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,461 sqft (0.171 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2124 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	MOUNTAIN VISTA MCR 587-40
Legal Range	2E
Legal Township	1N
Legal Section	36
Legal Subdivision	MOUNTAIN VISTA
Legal Lot Number	55
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2019
Census Tract	116616

Owner

2124 W Carter Rd is owned and occupied by two individuals who bought it in February 2016.

Source: Maricopa County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage BAY VALLEY MORTGAGE GROUP
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2016 · Amount on File
Deed Sale	Feb 23, 2016 · Amount on File
Prior Sale	Mar 4, 2004 · Amount on File
Deed Document Number	2016112209
Prior Transfer Date	Oct 12, 2010
Prior Transfer Doc	0000903130
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 26, 2026
Property Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532
Document Number	0000313476
Instrument Date	May 19, 2026
Instrument	2026313476
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532

Mortgage

Document Number	0000313476,
Date	May 26, 2026
Instrument	2026313476

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532

Mortgage

Document Number	0000629985
Date	Jun 8, 2021
Instrument	20210629985

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532

Mortgage

Document Number	0000578482
Date	Nov 8, 2023
Instrument	20230578482

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000840411
Date	Oct 21, 2019
Instrument	20190840411

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2124 W CARTER RD, PHOENIX, AZ 85041-6532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000684023
Date	Jul 30, 2020
Instrument	20200684023

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2124 W Carter Rd was $1,772.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,480 (+155.32%)	$334,800 (-1.73%) Land $66,900 Building $267,900
2025	$1,772.00	$13,113 (-62.48%)	$340,700 (-2.52%) Land $68,100 Building $272,600
2024		$34,950	$349,500 Land $69,900 Building $279,600
2023	$1,674.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2124 W Carter Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2124 W Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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