Boyd County property record for 2124 Thomas St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,197 sqft · built 1928 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $265 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-01-06-036.00 |
| Primary APN | 031-01-06-036.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,197 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 597961 |
|---|---|
| Street Address | 2124 THOMAS ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 4 BLOCK 7 ADAMS BURNS & FERGUSON ADDITION |
| Legal Subdivision | FERGUSON ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30500 |
2124 Thomas St, a single family home, is owned by two individuals.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2115 CROOKS ST, ASHLAND, KY 41101-3901 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2124 THOMAS ST, ASHLAND, KY 41101-4826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2115 CROOKS ST, ASHLAND, KY 41101-3901 |
| Document Number | 0001529/36 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 1529/36 |
| Instrument | 10017925 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2124 Thomas St was $265.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265.00 | $37,600 Land $8,000 Building $29,600 | $37,600 Land $8,000 Building $29,600 |
| 2023 | $220.00 | $29,000 Land $8,000 Building $21,000 | $29,000 Land $8,000 Building $21,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2124 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2124 Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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