2124 Santiago Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2124 Santiago Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,043 sqft · built 2004
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,200 (Mar 2024)
Tax Bill	$3,567 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-31.0-3-002-006.59`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-31.0-3-002-006.59`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	2,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2124 SANTIAGO DR
City	ARNOLD
State	MO
Zip	63010-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THEODORE RIDGE LOT 50
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	THEODORE RIDGE
Legal Block	1
Legal Lot Number	50
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1000
Census Tract	700117

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2124 SANTIAGO DR, ARNOLD, MO 63010-6214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 8, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Nov 2, 2004 · Amount on Record
Deed Document Number	20245404
Prior Transfer Date	Feb 7, 2013
Prior Transfer Doc	0000005666
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2124 SANTIAGO DR, ARNOLD, MO 63010-6214
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 SANTIAGO DR, ARNOLD, MO 63010-6214

Mortgage

Document Number	0000051629
Date	Nov 30, 2021
Instrument	2021R-051629

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 8, 2024
Property Address	2124 SANTIAGO DR, ARNOLD, MO 63010-6214
Document Number	0000005404
Map Reference	MB 208 PG 5
Instrument Date	Mar 4, 2024
Instrument	2024R-005404
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 S BERRY RD APT 204, 204, SAINT LOUIS, MO 63122-6586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 SANTIAGO DR, ARNOLD, MO 63010-6214

Mortgage

Document Number	0000005405
Date	Mar 8, 2024
Instrument	2024R-005405

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,600 (+7.06%) Land $7,700 Building $46,900	$287,800 (-) Land $40,700 Building $247,100
2024	$3,567.00 (+0.59%)		$287,800 (+7.11%) Land $40,700 Building $247,100
2023	$3,546.00	$51,000 Land $7,700 Building $43,300	$268,700 Land $40,700 Building $228,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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