2124 Saint Clair Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2124 Saint Clair Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,185 sqft · built 1922
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Apr 2018)
Tax Bill	$7,218 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-23-11-0027`

Property Details

APN / Parcel Number

Primary APN	`08-28-23-11-0027`
Alternative APNs	`8344309` `8355302`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,185 sqft Living Area
1st Floor Area	646 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1954
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8355302
Street Address	2124 SAINT CLAIR AVE
City	SAINT PAUL
State	MN
Zip	55105-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOUDEN PARK LOT 2 BLK 2
Legal Range	23
Legal Township	28
Legal Section	08
Legal Subdivision	LOUDEN PARK
Legal Block	2
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	43001

Owner

2124 Saint Clair Ave is owned and occupied by an individual who acquired it in March 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2124 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Apr 11, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Prior Sale	Oct 13, 1998 · Amount on File
Deed Document Number	20182611935
Last Transfer Date	Mar 24, 2021
Transfer Doc	0002695217
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Apr 1, 2021
Property Address	2124 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1133
Document Number	0T02695217
Instrument Date	Mar 24, 2021
Instrument	T02695217
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 IDAHO AVE E, SAINT PAUL, MN 55119-3074

Mortgage

Document Number	0T02695216
Date	Apr 1, 2021
Instrument	T02695216

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2124 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1133
Document Number	0002653663
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 SAINT CLAIR AVE ST PAUL MN 551051133, ST PAUL, MN 55105-1133

Mortgage

Document Number	0002653663
Date	Nov 27, 2019
Instrument	2653663

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2018
Property Address	2124 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1133
Document Number	0002611935
Instrument Date	Mar 30, 2018
Instrument	2611935
Transaction Type	Transfer
Record Updated	Jun 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,088.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 SAINT CLAIR AVE ST PAUL MN 551051133, ST PAUL, MN 55105-1133

Tax Assessment & Valuation

The 2025 property tax bill for 2124 Saint Clair Ave was $7,218 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,300 Land $122,400 Building $359,900	$482,300 Land $122,400 Building $359,900
2025	$7,218.00
2023	$6,282.00 Homeowner's exemption	$414,900 Land $122,400 Building $292,500	$414,900 Land $122,400 Building $292,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2124 Saint Clair Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2124 Saint Clair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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