2124 Ray Ave, Caldwell, ID 83605 Property Records

Canyon County property record for 2124 Ray Ave, Caldwell, ID 83605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,904 sqft · built 1948
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$867,825 (Apr 2024)
Tax Bill	$756 (2025)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0024300000`

Property Details

APN / Parcel Number

Primary APN	`R0024300000`
Alternative APNs	`C0850002000E` `00243000 0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,295 sqft
Basement Area	609 sqft
Finished Basement	609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0024300000
Street Address	2124 RAY AVE
City	CALDWELL
State	ID
Zip	83605-5245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-4N-3W SW BEALS ACREAGE TX 16342 IN BLK 2
Legal Range	3W
Legal Township	4N
Legal Section	27
Legal Quarter	SW
Legal Subdivision	BEALS ACREAGE
Legal Block	2
Jurisdiction	CANYON ID
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2034
Census Tract	21600

Owner

Source: Canyon County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2124 RAY AVE, CALDWELL, ID 83605-5245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Feb 28, 2020	Quit Claim Deed, Transfer WASHINGTON FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202411577
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000011149
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	2124 RAY AVE, CALDWELL, ID 83605-5245
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 RAY AVE, CALDWELL, ID 83605-5245

Mortgage

Document Number	0000011578
Date	Apr 17, 2024
Instrument	2024-011578

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR # 5, SAN DIEGO, CA 92111

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	909 Months
Due	Jan 10, 2100

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CANYON ID
Recording Date	Feb 28, 2020
Property Address	2124 RAY AVE, CALDWELL, ID 83605-5245
Document Number	0000011149
Instrument Date	Feb 21, 2020
Instrument	11149
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 RAU AVE CALDWELL ID 83605, CALDWELL, ID 83605

Mortgage

Document Number	11150
Date	Feb 28, 2020
Instrument	11150

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2035

Tax Assessment & Valuation

Source: Canyon County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Canyon County
Municipality	Caldwell City
Unified School District	Caldwell School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,200 (-0.64%) Land $130,300 Building $257,900	$388,200 (-0.64%) Land $130,300 Building $257,900
2025	$756.00 (-71.46%)	$390,700 (+11.31%) Land $130,300 Building $260,400	$390,700 (+11.31%) Land $130,300 Building $260,400
2023	$2,649.00	$351,000 Land $117,000 Building $234,000	$351,000 Land $117,000 Building $234,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALDWELL serves 78,740 people · EPA ID ID3140013
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Verizon.

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