2124 N 25th St, Waco, TX 76708 Property Records

McLennan County property record for 2124 N 25th St, Waco, TX 76708

Property Summary

Property Type	Commercial
Details	7,545 sqft · built 1980
Lot Size	0.577 acres (25,120 sqft)
Owner	Company Name on File
Tax Bill	$12,085 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage Jul 2019 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`48-039020-000401-0`

Property Details

APN / Parcel Number

Primary APN	`48-039020-000401-0`
Alternative APNs	`4803902000040100111` `191543`

Interior

Stories	2 Stories
Building Area	7,545 sqft Gross Area
1st Floor Area	5,505 sqft
2nd Floor Area	2,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	25,120 sqft (0.577 acres)
Lot Dimensions	157 ft deep x 160 ft wide
Patio Area	252 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2124 N 25TH ST
City	WACO
State	TX
Zip	76708-3317
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-3
Legal Description	STRASBURGER LOT 7 BLOCK 1 ACRES .5767
Legal Subdivision	STRASBURGER
Legal Block	1
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1728, WACO, TX 76703-1728
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COMMUNITY BANK & TRUST
Jul 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK & TRUST
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK
Sep 15, 2020	Deed of Trust, Mortgage COMMUNITY BK&TR WACO TX
Mar 25, 2020	Loan Modification, Mortgage COMMUNITY BK
Jul 26, 2019	Deed of Trust, Mortgage COMMUNITY BK
Oct 2, 2018	Loan Modification, Mortgage NOT AVAILABLE
Jul 9, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Jul 9, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Jul 9, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK
Jul 9, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK
Apr 2, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025
Deed Sale	Apr 17, 2025
Prior Sale	Dec 4, 2024 · Amount on File
Deed Document Number	202511417
Prior Transfer Date	Jul 8, 2009
Prior Transfer Doc	0000020493
Record Updated	Oct 29, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 7, 2021
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000040981
Map Reference	VOL 1521 PG 91
Instrument Date	Oct 1, 2021
Instrument	2021040981
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 OKLAHOMA AVE, HEWITT, TX 76643-3118

Mortgage

Document Number	0000041065
Date	Oct 7, 2021
Instrument	2021041065

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025244
Date	Jul 31, 2019
Instrument	2019025244

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038327
Date	Nov 18, 2019
Instrument	2019038327

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000041395
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21491 WACO TX 767021491, WACO, TX 76702-1491

Mortgage

Document Number	0000041395
Date	Nov 19, 2020
Instrument	41395

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000034600
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21491 WACO TX 767021491, WACO, TX 76702-1491

Mortgage

Document Number	0000034600
Date	Sep 30, 2020
Instrument	34600

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount on Record

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000015285
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21491 WACO TX 767021491, WACO, TX 76702-1491

Mortgage

Document Number	0000015285
Date	May 12, 2020
Instrument	15285

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000025243
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21491 WACO TX 767021491, WACO, TX 76702-1491

Mortgage

Document Number	0000025243
Date	Jul 31, 2019
Instrument	25243

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount on Record

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000041732
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21491 WACO TX 767021491, WACO, TX 76702-1491

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000037074
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2124 N 25TH ST WACO TX 767083317, WACO, TX 76708-3317

Mortgage

Document Number	0000037074
Date	Oct 19, 2018
Instrument	37074

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2019

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000037075
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2124 N 25TH ST WACO TX 767083317, WACO, TX 76708-3317

Mortgage

Document Number	0000037075
Date	Oct 19, 2018
Instrument	37075

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2019

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000031401
Instrument Date	Jul 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2124 N 25TH ST WACO TX 767083317, WACO, TX 76708-3317

Mortgage

Document Number	0000031401
Date	Sep 22, 2017
Instrument	31401

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 21, 2018

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000031400
Instrument Date	Jul 9, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2124 N 25TH ST WACO TX 767083317, WACO, TX 76708-3317

Mortgage

Document Number	0000031400
Date	Sep 22, 2017
Instrument	31400

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 21, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2124 N 25TH ST, WACO, TX 76708-3317
Document Number	0000023442
Instrument Date	Apr 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21491 WACO TX 767021491, WACO, TX 76702-1491

Mortgage

Document Number	0000023442
Date	Jul 20, 2017
Instrument	23442

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Jul 19, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,319 (-24.97%) Land $87,920 Building $315,399	$403,319 (-24.97%) Land $87,920 Building $315,399
2025	$12,085.00 (+18.52%)	$537,530 (+42.68%) Land $87,920 Building $449,610	$537,530 (+42.68%) Land $87,920 Building $449,610
2024	$10,197.00 (+20.75%)
2023		$376,730 Land $87,920 Building $288,810	$376,730 Land $87,920 Building $288,810
2022	$8,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20