2124 Lower Afton Rd E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2124 Lower Afton Rd E, Saint Paul, MN 55119

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,260 sqft · built 1970
Lot Size	0.237 acres (10,335 sqft)
Owner	Individual Name on Record
Last Sale	$274,900 (May 2020)
Tax Bill	$4,822 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-28-22-12-0010`

Property Details

APN / Parcel Number

Primary APN	`11-28-22-12-0010`
Alternative APNs	`8567970` `8365072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Stucco
Lot Area	10,335 sqft (0.237 acres)
Lot Dimensions	159 ft deep x 65 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8365072
Street Address	2124 LOWER AFTON RD E
City	SAINT PAUL
State	MN
Zip	55119-5029
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	REGISTERED LAND SURVEY 225 EX E 35 FT; TRACT B
Legal Range	22
Legal Township	28
Legal Section	11
Legal Subdivision	REGISTERED LAND SURVEY 225
Legal Tract	B
Legal Lot Number	TRACT
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	37403

Owner

Source: Ramsey County records, as of July 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2124 LOWER AFTON RD E, SAINT PAUL, MN 55119-5029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Warranty Deed, Transfer · Conventional with PMI ROYAL CU
Sep 5, 2018	Quit Claim Deed, Mortgage · Line of Credit TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	20204812260
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0T02622873
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 21, 2020
Property Address	2124 LOWER AFTON RD E, SAINT PAUL, MN 55119-5029
Document Number	0004812260
Instrument Date	May 15, 2020
Instrument	4812260
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 / 2124 LOWR AFTON RD E ST PAUL MN 55119, ST PAUL, MN 55119

Mortgage

Document Number	4812261
Date	May 21, 2020
Instrument	4812261

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 5, 2018
Property Address	2124 LOWER AFTON RD E, SAINT PAUL, MN 55119-5029
Document Number	0002622873
Instrument Date	Aug 24, 2018
Instrument	2622873
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Tax	$1.70
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 LOWER AFTON RD E ST PAUL MN 551195029, ST PAUL, MN 55119-5029

Mortgage

Document Number	2622874
Date	Sep 5, 2018
Instrument	2622874

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 4, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,700 (+15%) Land $36,900 Building $315,800	$352,700 (+15%) Land $36,900 Building $315,800
2024	$4,822.00 (+7.54%)
2023	$4,484.00 Homeowner's exemption	$306,700 Land $36,900 Building $269,800	$306,700 Land $36,900 Building $269,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: GigFire.

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