2124 Hancock St, Lorain, OH 44052 Property Records

Lorain County property record for 2124 Hancock St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 794 sqft · built 1973
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (May 2016)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005893-2`

Property Details

APN / Parcel Number

Primary APN	`005893-2`
Alternative APN	`03-00-054-103-010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	794 sqft Living Area
Gross Area	1,588 sqft
1st Floor Area	794 sqft
Basement Area	794 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	45 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	005893-2
Street Address	2124 HANCOCK ST
City	LORAIN
State	OH
Zip	44052-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHVIEW PARK SUB #1 50 X 120 LOT # 64
Legal Subdivision	HIGHVIEW PARK SUB 1
Legal Block	103
Legal Lot Number	64
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3023
Census Tract	23000

Owner

Source: Lorain County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2124 HANCOCK ST, LORAIN, OH 44052-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 12, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 4, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 8, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 28, 2020	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Prior Sale	Jan 4, 2016 · Amount on Record
Deed Document Number	2016584393
Prior Transfer Date	Mar 29, 2001
Prior Transfer Doc	0000742067
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2124 HANCOCK ST, LORAIN, OH 44052-3232
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 HANCOCK ST, LORAIN, OH 44052-3232

Mortgage

Document Number	0000901489
Date	Dec 15, 2022
Instrument	2022-0901489

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2124 HANCOCK ST, LORAIN, OH 44052-3232
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 HANCOCK ST, LORAIN, OH 44052-3232

Mortgage

Document Number	0000882816
Date	Jul 12, 2022
Instrument	2022-0882816

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2124 HANCOCK ST, LORAIN, OH 44052-3232
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 HANCOCK ST, LORAIN, OH 44052-3232

Mortgage

Document Number	0000000335
Date	Jan 4, 2024
Instrument	2024-0000335

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Oct 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2124 HANCOCK ST, LORAIN, OH 44052-3232
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 HANCOCK ST, LORAIN, OH 44052-3232

Mortgage

Document Number	0000022376
Date	Aug 8, 2024
Instrument	2024-0022376

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Oct 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	2124 HANCOCK ST, LORAIN, OH 44052-3232
Document Number	0000747487
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 HANCOCK ST LORAIN OH 440523232, LORAIN, OH 44052-3232

Mortgage

Document Number	0000747487
Date	Jan 30, 2020
Instrument	747487

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00	$37,030 (%) Land $3,570 Building $33,460	$105,800 (-) Land $10,210 Building $95,590
2024	$1,416.00 (-9.87%)	$37,031 (+21.39%) Land $3,574 Building $33,457	$105,800 (+21.39%) Land $10,210 Building $95,590
2023	$1,571.00 (+0.9%)	$30,506 (-0.01%) Land $4,557 Building $25,949	$87,160 (-) Land $13,020 Building $74,140
2022	$1,557.00	$30,510 Land $4,560 Building $25,950
2021			$87,160 Land $13,020 Building $74,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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