2124 Gold St, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2124 Gold St, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,815 sqft · built 2017
Lot Size	0.152 acres (6,647 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Aug 2022)
Tax Bill	$13,739 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-0004-0260-00`

Property Details

APN / Parcel Number

Primary APN	`053-0004-0260-00`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,815 sqft Living Area
1st Floor Area	1,654 sqft
2nd Floor Area	2,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,647 sqft
Lot Width	64.3 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2124 GOLD ST
City	CINCINNATI
State	OH
Zip	45208-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW GOLD ST 0.1526 AC R2 T4 S32
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	4100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2124 GOLD ST, CINCINNATI, OH 45208-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
Jun 9, 2021	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Nov 17, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jun 30, 2017	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	0000078405
Deed Book / Page	14729 / 244
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2124 GOLD ST, CINCINNATI, OH 45208-2500
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096546
Date	Oct 31, 2018
Book Page	13786/19
Instrument	2018-0096546

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 12, 2022
Property Address	2124 GOLD ST, CINCINNATI, OH 45208-2500
Document Number	0000078405
Book / Page	14729 / 244
Instrument Date	Jul 19, 2022
Instrument	2022-0078405
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 GOLD ST, CINCINNATI, OH 45208-2500

Mortgage

Document Number	0000078406
Date	Aug 12, 2022
Instrument	2022-0078406

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	8%

Mortgage

Document Number	0000078407
Date	Aug 12, 2022
Book Page	14729/271
Instrument	2022-0078407

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2021
Property Address	2124 GOLD ST, CINCINNATI, OH 45208-2500
Document Number	0000071233
Book / Page	14435 / 3209
Instrument Date	Jun 1, 2021
Instrument	2021-0071233
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 GOLD ST, CINCINNATI, OH 45208-2500

Mortgage

Document Number	0000071234
Date	Jun 9, 2021
Instrument	2021-0071234

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 17, 2020
Property Address	2124 GOLD ST, CINCINNATI, OH 45208-2500
Document Number	0000121105
Book / Page	014297 / 001625
Instrument Date	Nov 2, 2020
Instrument	121105
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,640.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2124 GOLD ST CINCINNATI OH 452082500, CINCINNATI, OH 45208-2500

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 30, 2017
Property Address	2124 GOLD ST, CINCINNATI, OH 45208-2500
Document Number	0000059321
Book / Page	013450 / 002088
Instrument Date	Jun 29, 2017
Instrument	59321
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 ATHENS DR LOVELAND OH 45140, LOVELAND, OH 45140

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,739.00 (+3.13%)	$420,000 (+%) Land $37,537 Building $382,463
2024	$13,322.00 (-2.21%)	$419,999 (-) Land $37,537 Building $382,462
2023	$13,623.00 (+203.48%)	$419,999 (+6%) Land $37,537 Building $382,462	$1,200,000 (+6%) Land $107,250 Building $1,092,750
2022	$4,489.00 Homeowner's exemption	$262,501 Land $32,638 Building $229,863
2020			$750,000 Land $93,250 Building $656,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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