2124 Ensenada St, Lemon Grove, CA 91945 Property Records

San Diego County property record for 2124 Ensenada St, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1947
Lot Size	0.175 acres (7,600 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Jan 2021)
Tax Bill	$8,431 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`577-012-23-00`

Property Details

APN / Parcel Number

Primary APN	`577-012-23-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	796 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2124 ENSENADA ST
City	LEMON GROVE
State	CA
Zip	91945-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 2 LOT 30 TR 001966
Legal Subdivision	MONTEREY HEIGHTS
Legal Tract	001966
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	14101

Owner

2124 Ensenada St is owned and occupied by an individual who bought it in January 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2124 ENSENADA ST, LEMON GROVE, CA 91945-3742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS BANK USA
Jan 26, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Oct 5, 2020	Grant Deed, Construction Loan · Construction Mortgage GOLDMAN SACHS BANK USA
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage US DISTRICT COURT
Mar 9, 2017	Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202157291
Prior Transfer Date	May 22, 1996
Prior Transfer Doc	0000297981
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2124 ENSENADA ST, LEMON GROVE, CA 91945-3742
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602927
Date	Oct 6, 2020
Instrument	2020-0602927

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2021
Property Address	2124 ENSENADA ST, LEMON GROVE, CA 91945-3742
Document Number	0000057291
Map Reference	MAP 1966
Instrument Date	Jan 5, 2021
Instrument	2021-0057291
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 ENSENADA ST, LEMON GROVE, CA 91945-3742

Mortgage

Document Number	0000057292
Date	Jan 26, 2021
Instrument	2021-0057292

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2020
Property Address	2124 ENSENADA ST, LEMON GROVE, CA 91945-3742
Document Number	0000599730
Map Reference	MAP 1966
Instrument Date	Sep 18, 2020
Instrument	2020-0599730
Transaction Type	Construction Loan
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025W W LAUREL ST # 100, 100, SAN DIEGO, CA 92101-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000599731
Date	Oct 5, 2020
Instrument	2020-0599731

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2124 ENSENADA ST, LEMON GROVE, CA 91945-3742
Document Number	0000082489
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2124 ENSENADA ST LEMON GROVE CA 919453742, LEMON GROVE, CA 91945-3742

Mortgage

Document Number	0000082489
Date	Mar 2, 2018
Instrument	82489

Lender

Name	US DISTRICT COURT
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	2124 ENSENADA ST, LEMON GROVE, CA 91945-3742
Document Number	0000215850
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2124 ENSENADA ST LEMON GROVE CA 919453742, LEMON GROVE, CA 91945-3742

Mortgage

Document Number	0000215850
Date	May 15, 2017
Instrument	215850

Lender

Name	MB FIN'L BK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 14, 2057

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2124 Ensenada St was $8,431.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,281 (+2%) Land $247,312 Building $370,969
2025	$8,431.00	$606,159 Land $242,463 Building $363,696
2023	$7,619.00 (+0.53%)	$582,623 Land $233,049 Building $349,574
2022	$7,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2124 Ensenada St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2124 Ensenada St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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