Charles County property record for 2124 Duchy Ct, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,266 sqft · built 1983 |
| Lot Size | 0.216 acres (9,419 sqft) |
| Owner | Company Name on Record |
| Last Sale | $220,000 (Apr 2023) |
| Tax Bill | $8,471 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-100996 |
| Primary APN | 06-100996 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 1,710 sqft |
| 1st Floor Area | 1,266 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,419 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 144 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 100996 |
|---|---|
| Street Address | 2124 DUCHY CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-13 B-91 WAKEFIELD NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 91 |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850906 |
Source: Charles County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2124 DUCHY CT, WALDORF, MD 20602-2201 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Apr 13, 2023 | Deed, Transfer · Commercial Mortgage BAY PRIVATE CAPITAL LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Prior Sale | Aug 5, 2016 · Amount on Record |
| Deed Book / Page | 12903 / 211 |
| Prior Transfer Date | Apr 20, 2016 |
| Prior Transfer Doc | 0093810035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2124 DUCHY CT, WALDORF, MD 20602-2201 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | LIGHTHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0129850041 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 12985/41 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 13, 2023 |
| Property Address | 2124 DUCHY CT, WALDORF, MD 20602-2201 |
| Document Number | 0129030211 |
| Book / Page | 12903 / 211 |
| Map Reference | MB PCM 27 PL 3 |
| Instrument Date | Mar 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0012903215 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 12903/215 |
| Name | BAY PRIVATE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2124 DUCHY CT, WALDORF, MD 20602-2201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2124 DUCHY CT, WALDORF, MD 20602-2201 |
| Document Number | 0118820230 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 11882/230 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 1, 2046 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,700 (+6.35%) | $301,700 (-) Land $126,100 Building $175,600 | |
| 2025 | $8,471.00 (+147.62%) | $267,700 (+13.56%) | $301,700 (+20.34%) Land $126,100 Building $175,600 |
| 2023 | $3,421.00 | $235,733 | $250,700 Land $126,100 Building $124,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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