Mecklenburg County property record for 2124 Crescent Ave, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 1928 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Mar 2017) |
| Tax Bill | $8,650 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-027-08 |
| Primary APN | 155-027-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 2,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 240 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 336 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2124 CRESCENT AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L11 B10 M230-24 |
| Legal Subdivision | CRESCENT HEIGHTS |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2400 |
2124 Crescent Ave is owned and occupied by an individual who acquired it in December 2021.
Source: Mecklenburg County records, as of September 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Dec 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 3, 2019 | Deed of Trust, Mortgage · ARM ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 5, 2018 | Deed of Trust, Mortgage · ARM ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 14, 2017 | Warranty Deed, Transfer · ARM ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2017 · Amount on File |
| Deed Sale | Mar 14, 2017 · Amount on File |
| Prior Sale | May 28, 1999 · Amount on File |
| Deed Document Number | 201732463 |
| Deed Book / Page | 31635 / 33 |
| Last Transfer Date | Dec 6, 2021 |
| Transfer Doc | 0000233054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Document Number | 0000010194 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 36983/47 |
| Instrument | 2022010194 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Document Number | 0000233054 |
| Book / Page | 36854 / 673 |
| Map Reference | MB 230 PG 24 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021233054 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Document Number | 0000233055 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021233055 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000115258 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 33814/336 |
| Instrument | 2019115258 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025319 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 32505/838 |
| Instrument | 2018025319 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 14, 2017 |
| Property Address | 2124 CRESCENT AVE, CHARLOTTE, NC 28207-1508 |
| Document Number | 0000032463 |
| Book / Page | 31635 / 033 |
| Map Reference | MB230 PG24 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 2017032463 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BARRISTERS TITLE SVCS OF THE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2700 INVERNESS RD, 2700, CHARLOTTE, NC 28209-3602 |
| Name | Verified Name |
|---|---|
| Address | 2112 CRESCENT AVE, CHARLOTTE, NC 28207-1478 |
| Document Number | 0000032464 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2017032464 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Number | 0000032465 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 31635/054 |
| Instrument | 2017032465 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,122,200 Land $783,800 Building $338,400 | $1,122,200 Land $783,800 Building $338,400 | |
| 2024 | $8,650.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2124 Crescent Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2124 Crescent Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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