2124 Co Rd I, Somerset, WI 54025 Property Records

St. Croix County property record for 2124 Co Rd I, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2019)
Tax Bill	$4,418 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-1047-30-110`

Property Details

APN / Parcel Number

Primary APN	`032-1047-30-110`
Alternative APN	`16.31.19.239A10`

Exterior

Lot Area	144,184 sqft (3.31 acres)

Location & Zoning

Street Address	2124 COUNTY ROAD I
City	SOMERSET
State	WI
Zip	54025-7310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 T31N R19W SE SE FORMERLY LOT 1 CSM 8/2116 NOW BEING LOT 3 CSM 12/3347
Legal Range	19W
Legal Township	31N
Legal Section	16
Legal Subdivision	CERTIFIED
Legal Lot Number	1,3
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	4
Census Block	4018
Census Tract	120401

Owner

2124 Co Rd I is owned and occupied by two individuals who bought it in March 2019.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2124 COUNTY ROAD I, SOMERSET, WI 54025-7310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Nov 17, 2006 · Amount on File
Deed Document Number	20191079243
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2124 COUNTY ROAD I, SOMERSET, WI 54025-7310
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001159520
Date	Oct 3, 2022
Instrument	1159520

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 28, 2032

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2124 COUNTY ROAD I, SOMERSET, WI 54025-7310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001098125
Date	Mar 3, 2020
Instrument	1098125

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Mar 22, 2019
Property Address	2124 COUNTY ROAD I, SOMERSET, WI 54025-7310
Document Number	0001079243
Instrument Date	Mar 15, 2019
Instrument	1079243
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001079244
Date	Mar 22, 2019
Instrument	1079244

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2124 Co Rd I was $4,418 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Somerset Town
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,418.00 Homeowner's exemption
2025	$4,418.00 Homeowner's exemption	$408,500 Land $91,900 Building $316,600	$408,500 Land $91,900 Building $316,600
2023	$3,886.00 Homeowner's exemption	$391,000 Land $91,900 Building $299,100	$391,000 Land $91,900 Building $299,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2124 Co Rd I in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2124 Co Rd I is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd I

Nearby Streets

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