Kane County property record for 2124 Clearwater Way, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,668 sqft · built 1999 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Oct 2013) |
| Tax Bill | $8,097 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-204-011 |
| Primary APN | 06-09-204-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 3,316 sqft |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 1,648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2124 CLEARWATER WAY |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 12 LOT 690 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 2 |
| Legal Lot Number | 690 |
| Legal Unit | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 851910 |
2124 Clearwater Way is owned and occupied by two individuals who bought it in October 2013.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2124 CLEARWATER WAY, ELGIN, IL 60123-2590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2013 · Amount on File |
| Deed Sale | Oct 28, 2013 · Amount on File |
| Prior Sale | Jul 26, 1999 · Amount on File |
| Deed Document Number | 201376661 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2124 Clearwater Way was $8,097 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,097.00 Homeowner's exemption Senior Citizen's exemption | $122,136 (+8.57%) Land $35,021 Building $87,115 | $366,555 (+8.57%) Land $105,105 Building $261,450 |
| 2024 | $112,496 Land $32,257 Building $80,239 | $337,623 Land $96,810 Building $240,813 | |
| 2022 | $4,155.00 (-2.83%) Homeowner's exemption | $92,670 (+6.96%) Land $26,572 Building $66,098 | $278,010 (+6.96%) Land $79,716 Building $198,294 |
| 2021 | $4,276.00 Homeowner's exemption | $86,640 Land $24,843 Building $61,797 | $259,920 Land $74,529 Building $185,391 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2124 Clearwater Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2124 Clearwater Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures