2124 Chapel Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 2124 Chapel Rd, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft · built 1900
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Feb 2005)
Tax Bill	$1,777 (2026)
Flood Zone	Zone X (minimal risk)
APN	`02-044544`

Property Details

APN / Parcel Number

Primary APN	`02-044544`
Alternative APNs	`2044544` `044544`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	128,938 sqft (2.96 acres)
Porch	Slab
Porch Area	198 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	044544
Street Address	2124 CHAPEL RD
City	HAVRE DE GRACE
State	MD
Zip	21078-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	2.96 AC 2124 CHAPEL ROAD S OF WEBSTER
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	1
Census Block	1002
Census Tract	302801

Owner

2124 Chapel Rd is owned by two individuals who bought it in February 2005.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2110 CHAPEL RD, HAVRE DE GRACE, MD 21078-1816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2005 · Amount on File
Deed Sale	Feb 25, 2005 · Amount on File
Deed Document Number	2005212
Deed Book / Page	5880 / 237
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2124 Chapel Rd was $1,777, up 0.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,777.00 (+0.11%)	$157,600 Land $100,300 Building $57,300	$157,600 Land $100,300 Building $57,300
2025	$1,775.00
2023		$157,300 Land $100,300 Building $57,000	$157,300 Land $100,300 Building $57,000
2022	$1,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2124 Chapel Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1998–2000)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Dec 2000 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2124 Chapel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20