2124 Cadence Trace Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 2124 Cadence Trace Dr, Mint Hill, NC 28227 · Last verified June 2023

Property Summary

Property TypeResidential Vacant Land
Lot Size0.246 acres (10,725 sqft)
OwnerCompany Name on File
Tax Bill$1,002 (2023)
Deeds & MortgagesNov 2025 Mortgage
Sep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN139-014-62

Property Details

APN / Parcel Number

Primary APN139-014-62

Exterior

Lot Area10,725 sqft (0.246 acres)

Location & Zoning

Old Parcel Number139-014-62
Street Address2124 CADENCE TRACE DR
CityMINT HILL
StateNC
Zip28227-2002
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionL6 M66-93
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division6, CLEAR CREEK
Census Block Group1
Census Block1045
Census Tract5714

Owner

Source: Mecklenburg County records · APN 139-014-62

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2127 AYRSLEY TOWN BLVD STE 201, 201, CHARLOTTE, NC 28273-3555
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Sep 06, 2024Special Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2018
Deed SaleJun 19, 2018
Deed Document Number0032765583
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2124 CADENCE TRACE DR, CHARLOTTE, NC 28227-2002
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2124 CADENCE TRACE DR, MINT HILL, NC 28227-2002

Mortgage

Document Number0000118653
DateNov 18, 2025
Book Page40012/702
Instrument2025118653
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateDec 01, 2030
Change Frequency5 Years
Min Rate At Change3.12%
Max Rate At Change7.12%
Index5-Year CMT
Max Rate11.1%

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 06, 2024
Property Address2124 CADENCE TRACE DR, CHARLOTTE, NC 28227-2002
Document Number0000085038
Book / Page39057 / 141
Map ReferenceMB 66 PG 93&94
Instrument DateSep 06, 2024
Instrument2024085038
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,482.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2124 CADENCE TRACE DR, MINT HILL, NC 28227-2002

Mortgage

Document Number0000085039
DateSep 06, 2024
Instrument2024085039
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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