21238 Capella Pl, Bend, OR 97702 Property Records

Deschutes County property record for 21238 Capella Pl, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Nov 2018)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181202 CC 03500`

Property Details

APN / Parcel Number

Primary APN	`181202 CC 03500`
Alternative APN	`244976`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft

Exterior

Year Built	Built 2005
Architectural Style	Other
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	484 sqft

Location & Zoning

Account Number	244976
Street Address	21238 CAPELLA PL
City	BEND
State	OR
Zip	97702-1686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:41 SUBD:WESTBROOK VILLAGE PHASE 1 SEC/TWN/RNG/MER:SEC 02 TWN 18 RNG 12 MAP REF:181202-CC
Legal Range	12E
Legal Township	18S
Legal Section	02
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	WESTBROOK VILLAGE PHASE 1
Legal Lot Number	41
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1041
Census Tract	1903

Owner

21238 Capella Pl is owned and occupied by an individual who bought it in November 2018.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21238 CAPELLA PL, BEND, OR 97702-1686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage WILLIAMETTE VALLEY BANK
Aug 28, 2017	Bargain and Sale Deed, Transfer · ARM ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Aug 28, 2017
Deed Document Number	2018-44290
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 2, 2018
Property Address	21238 CAPELLA PL, BEND, OR 97702-1686
Document Number	0000044290
Instrument Date	Nov 1, 2018
Instrument	2018-44290
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21238 CAPELLA PL, BEND, OR 97702-1686

Mortgage

Document Number	0000044291
Date	Nov 2, 2018
Instrument	2018-44291

Lender

Name	WILLIAMETTE VALLEY BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

August 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 28, 2017
Property Address	21238 CAPELLA PL, BEND, OR 97702-1686
Document Number	0000034250
Map Reference	CAB G-382
Instrument Date	Jul 20, 2017
Instrument	2017-34250
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21238 CAPELLA PL, BEND, OR 97702-1686

Mortgage

Document Number	0000034251
Date	Aug 28, 2017
Instrument	2017-34251

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 21238 Capella Pl was $2,786, up 4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+3.96%)	$164,920 (+3%)	$512,620 (+2.25%) Land $216,500 Building $296,120
2024	$2,680.00 (+7.85%)	$160,120 (+3%)	$501,350 (-0.12%) Land $228,500 Building $272,850
2023	$2,485.00	$155,460	$501,950 Land $228,500 Building $273,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21238 Capella Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21238 Capella Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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