21235 Georges Ln, Avenue, MD 20609 Property Records

St. Mary's County property record for 21235 Georges Ln, Avenue, MD 20609

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,142 sqft · built 1979
Lot Size	0.61 acres (26,571 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Oct 2018)
Tax Bill	$6,502 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-036329`

Property Details

APN / Parcel Number

Primary APN	`07-036329`
Alternative APNs	`7036329` `036329`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,142 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	26,571 sqft (0.61 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	620 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	724 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036329
Street Address	21235 GEORGES LN
City	AVENUE
State	MD
Zip	20609-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDA
Legal Description	PARCEL 2 END OF PAUL ELLIS RD WHITE NECK CREEK
Legal Subdivision	WHITE NECK CREEK
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	1
Census Block	1071
Census Tract	875300

Owner

Source: St. Mary's County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21235 GEORGES LN, AVENUE, MD 20609-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Oct 3, 2018	Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Deed Book / Page	4957 / 143
Prior Transfer Date	Jan 21, 2010
Prior Transfer Doc	0033970644
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	21235 GEORGES LN, AVENUE, MD 20609-2018
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INTERSTATE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21235 GEORGES LN, AVENUE, MD 20609-2018

Mortgage

Document Number	0055680493
Date	Dec 9, 2020
Book Page	5568/493

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 3, 2018
Property Address	21235 GEORGES LN, AVENUE, MD 20609-2018
Document Number	0049570143
Book / Page	4957 / 143
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	INTERSTATE TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21235 GEORGES LN, AVENUE, MD 20609-2018

Mortgage

Document Number	0004957151
Date	Oct 3, 2018
Instrument	4957/151

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,533 (+8.81%)	$696,700 (-) Land $348,200 Building $348,500
2025	$6,502.00 (+13%)	$592,367 (+13.29%)	$696,700 (+28.97%) Land $348,200 Building $348,500
2023	$5,754.00	$522,867	$540,200 Land $268,200 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1996–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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