21234 Marion Rd, Fredonia, KY 42411 Property Records

Caldwell County property record for 21234 Marion Rd, Fredonia, KY 42411

Property Summary

Property Type	Commercial
Details	1,303 sqft
Owner	Company Name on Record
Last Sale	$19,000 (Sep 2018)
Tax Bill	$1,485 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138720-001`

Property Details

APN / Parcel Number

Primary APN	`138720-001`
Alternative APNs	`3-10-4-5B 6 13 14` `10756101`

Interior

Stories	1 Story
Building Area	1,303 sqft Total Area

Exterior

Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	138720-001
Street Address	21234 MARION RD
City	FREDONIA
State	KY
Zip	42411-9250
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BUILDING & LOTS
Legal Subdivision	FREDONIA VALLEY ES
Jurisdiction	CALDWELL KY
Township / Civil Division	FREDONIA
Census Block Group	1
Census Block	1017
Census Tract	920100

Owner

Source: Caldwell County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	520 W GUM ST, MARION, KY 42064-1516
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Sep 20, 2018	Warranty Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	000D321073
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	21234 MARION RD, FREDONIA, KY 42411-9250
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W GUM ST, MARION, KY 42064-1516

Mortgage

Document Number	000388/599
Date	Oct 25, 2022
Book Page	388/599

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	95 Months
Due	Sep 8, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL KY
Recording Date	Sep 20, 2018
Property Address	21234 MARION RD, FREDONIA, KY 42411-9250
Document Number	D321/073
Book / Page	D321 / 073
Map Reference	DD 113 PG 397
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 N WELDON ST, 230, MARION, KY 42064-1331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1052 STATE ROUTE 902, FREDONIA, KY 42411-7615

Mortgage

Document Number	M339002
Date	Sep 20, 2018
Instrument	M339/002

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 17, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of October 15, 2023

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Fredonia City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,485.00	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDONIA WATER DEPARTMENT serves 1,040 people · EPA ID KY0170146
Water Source	Purchased surface water from EDDYVILLE WATER DEPARTMENT
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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