21232 Golf Estates Dr, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 21232 Golf Estates Dr, Gaithersburg, MD 20882

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 8,031 sqft · built 2006
Lot Size3.36 acres (146,797 sqft)
Owner2 Trust Names on File
Last Sale$20,000 (Dec 2000)
Tax Bill$14,645 (2025)
Deeds & MortgagesOct 2023 Transfer
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-03484405

Property Details

APN / Parcel Number

Primary APN01-03484405
Alternative APN
  • 03484405

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area8,031 sqft Living Area
Gross Area8,845 sqft
1st Floor Area3,454 sqft
Basement Area1,915 sqft
Finished Basement1,915 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area146,797 sqft
Garage TypeAttached
Garage Area814 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area455 sqft
Deck Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03484405
Street Address21232 GOLF ESTATES DR
CityGAITHERSBURG
StateMD
Zip20882-1944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionGOLF ESTATES
Legal SubdivisionBROOKE GROVE
Legal BlockC
Legal Lot Number5
JurisdictionMONTGOMERY MD
Township / Civil Division1
Census Block Group2
Census Block2002
Census Tract700103

Owner

21232 Golf Estates Dr is owner-occupied and held in a trust since June 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Trust Names on File
Mailing Address21232 GOLF ESTATES DR, GAITHERSBURG, MD 20882-1944
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Intrafamily Transfer, Transfer
Jun 30, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2000 · Amount on File
Deed SaleDec 29, 2000 · Amount on File
Deed Document Number2000197959
Deed Book / Page18660 / 392
Last Transfer DateJun 23, 2023
Transfer Doc0674520075
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateOct 11, 2023
Property Address21232 GOLF ESTATES DR, LAYTONSVILLE, MD 20882-1944
Document Number0674520075
Book / Page67452 / 75
Map ReferencePL 23153
Instrument DateJun 23, 2023
Transaction TypeTransfer
Record UpdatedOct 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21232 GOLF ESTATES DR, LAYTONSVILLE, MD 20882-1944

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address21232 GOLF ESTATES DR, LAYTONSVILLE, MD 20882-1944
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0633880276
DateJun 30, 2021
Book Page63388/276
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 21232 Golf Estates Dr was $14,645, up 1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,400,000 (+9.33%) Land $284,600 Building $1,115,400$1,400,000 (-) Land $284,600 Building $1,115,400
2025$14,645.00 (+1.01%)$1,280,533$1,400,000 Land $284,600 Building $1,115,400
2024$14,498.00
2023$1,041,600 Land $284,600 Building $757,000$1,041,600 Land $284,600 Building $757,000
2022$11,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21232 Golf Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21232 Golf Estates Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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