Harris County property record for 21231 Bellaria Summit Trce, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,757 sqft · built 2019 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Apr 2020) |
| Tax Bill | $4,722 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-691-001-0012 |
| Primary APN | 140-691-001-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,757 sqft Living Area |
| 1st Floor Area | 1,757 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1406910010012 |
|---|---|
| Street Address | 21231 BELLARIA SUMMIT TRCE |
| City | KATY |
| State | TX |
| Zip | 77449-2475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 BLK 1 JASMINE HEIGHTS SEC 13 |
| Legal Subdivision | JASMINE HEIGHTS SEC 13 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 542202 |
21231 Bellaria Summit Trce is owned and occupied by two individuals who bought it in April 2020.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21231 BELLARIA SUMMIT TRCE, KATY, TX 77449-2475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on File |
| Deed Sale | Apr 13, 2020 · Amount on File |
| Deed Document Number | 2020158442 |
| Prior Transfer Date | Apr 10, 2020 |
| Prior Transfer Doc | 2020158442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 1, 2022 |
| Property Address | 21231 BELLARIA SUMMIT TRCE, KATY, TX 77449-2475 |
| Document Number | 0000174218 |
| Map Reference | MF 695239 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022-174218 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21231 HENDRICKS HOLLOW LN, KATY, TX 77449-6867 |
| Document Number | 0000174219 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022-174219 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 21231 BELLARIA SUMMIT TRCE, KATY, TX 77449-2475 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021546561 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-546561 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 21231 Bellaria Summit Trce was $4,722 with a homeowner's exemption, up 32.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,560 (-4.69%) Land $50,278 Building $229,282 | $279,560 (-4.69%) Land $50,278 Building $229,282 | |
| 2025 | $4,722.00 (+32.45%) Homeowner's exemption | $293,325 Land $50,278 Building $243,047 | $293,325 Land $50,278 Building $243,047 |
| 2024 | $3,565.00 | ||
| 2023 | $300,391 Land $50,278 Building $250,113 | $300,391 Land $50,278 Building $250,113 | |
| 2022 | $3,006.00 | ||
| 2020 | $2,191.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21231 Bellaria Summit Trce in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21231 Bellaria Summit Trce is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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