Monroe County property record for 21230 Conch Dr, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,024 sqft · built 1999 |
| Lot Size | 0.072 acres (3,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (May 2002) |
| Tax Bill | $7,636 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00115840-000604 |
| Primary APN | 00115840-000604 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Total Area |
| 1st Floor Area | 1,024 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,147 sqft (0.072 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
| Porch | Open Porch |
| Porch Area | 762 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8929652 |
|---|---|
| Street Address | 21230 CONCH DR |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29 66 28 PT GOV LOT 2 A/K/A UNIT NO 4 CUDJOE COVE HOMEOWNERS ASSOCIATION OR1560-1436/37 OR1571-389/90C OR1787-1758/59 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | CUDJOE KEY |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971501 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 807 SE 26TH AVE, FORT LAUDERDALE, FL 33301-2711 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2002 · Amount on Record |
| Deed Sale | May 1, 2002 · Amount on Record |
| Deed Document Number | 0017871758 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $808,035 (+2.29%) Land $541,141 Building $266,894 | $808,035 (+2.29%) Land $541,141 Building $266,894 | |
| 2024 | $7,636.00 (+2.59%) | ||
| 2023 | $7,443.00 (+3.88%) | $789,934 (-0.34%) Land $541,141 Building $248,793 | $789,934 (-0.34%) Land $541,141 Building $248,793 |
| 2022 | $7,165.00 | $792,609 Land $541,141 Building $251,468 | $792,609 Land $541,141 Building $251,468 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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