2123 Wallace Ave, North Chicago, IL 60064 Property Records

Lake County property record for 2123 Wallace Ave, North Chicago, IL 60064

Property Summary

Property Type	Single Family Home
Details	2 ba · 999 sqft · built 1971
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Apr 2018)
Tax Bill	$6,481 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-05-122-048`

Property Details

APN / Parcel Number

Primary APN	`12-05-122-048`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Basement Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2123 WALLACE AVE
City	NORTH CHICAGO
State	IL
Zip	60064-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH WAUKEGAN; LOTS 35 & 36 & THAT PT W1/2 VAC ALLEY LYG E & ADJ LOTS 35 & 36 BLOCK 28
Legal Subdivision	SOUTH WAUKEGAN
Legal Block	28
Legal Lot Number	35,36
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2005
Census Tract	863201

Owner

2123 Wallace Ave is owned and occupied by two individuals who bought it in April 2018.

Source: Lake County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2123 WALLACE AVE, NORTH CHICAGO, IL 60064-2423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 3, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Mar 14, 2013
Deed Document Number	20187473617
Prior Transfer Date	Nov 9, 2012
Prior Transfer Doc	0006970087
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2123 WALLACE AVE, NORTH CHICAGO, IL 60064-2423
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 WALLACE AVE, NORTH CHICAGO, IL 60064-2423

Mortgage

Document Number	0007883548
Date	Mar 11, 2022
Instrument	7883548

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Apr 3, 2018
Property Address	2123 WALLACE AVE, NORTH CHICAGO, IL 60064-2423
Document Number	0007473617
Map Reference	DOC48202
Instrument Date	Mar 5, 2018
Instrument	7473617
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2123 WALLACE AVE, NORTH CHICAGO, IL 60064-2423

Mortgage

Document Number	0007473618
Date	Apr 3, 2018
Instrument	7473618

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2123 Wallace Ave was $6,481 with a homeowner's exemption, up 7.4% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	North Chicago City
Unified School District	North Chicago School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,481.00 (+7.35%)	$62,653 Land $7,316 Building $55,337	$187,978 Land $21,950 Building $166,028
2024	$6,037.00 (+10.59%)
2023	$5,459.00 (+1.66%)	$51,525 (+31.2%) Land $6,017 Building $45,508	$154,591 (+31.2%) Land $18,053 Building $136,538
2022	$5,370.00	$39,273 Land $4,586 Building $34,687	$117,830 Land $13,759 Building $104,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2123 Wallace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2123 Wallace Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CHICAGO serves 16,813 people · EPA ID IL0971250
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Di(2-ethylhexyl) phthalate resolved · Apr 2024 Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, E-vergent.

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