2123 W Thomas St, Chicago, IL 60622 Property Records

Cook County property record for 2123 W Thomas St, Chicago, IL 60622

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,217 sqft · built 1892
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,475,000 (Oct 2022)
Tax Bill	$22,617 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-310-018`

Property Details

APN / Parcel Number

Primary APN	`17-06-310-018`
Alternative APN	`17-06-310-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1894
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2123 W THOMAS ST
City	CHICAGO
State	IL
Zip	60622-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Description	L16 N1/2 B7 SUFFERNS SW1/4 S6 T39N R14E
Legal Range	14E
Legal Township	39N
Legal Section	06
Legal Subdivision	SUFFERNS
Legal Block	7
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1015
Census Tract	242300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2123 W Thomas St is owned and occupied by two individuals who bought it in October 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Nov 23, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Apr 15, 2019	Warranty Deed, Transfer GUARANTEED RATE
Jan 2, 2018	Warranty Deed, Construction Loan · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	202257006
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009820180
Date	Apr 8, 2021
Instrument	2109820180

Lender

Name	PROPER RATE LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 4, 2022
Property Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629
Document Number	0027757006
Instrument Date	Sep 20, 2022
Instrument	2227757006
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FORT DEARBORN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629

Mortgage

Document Number	0027757007
Date	Oct 4, 2022
Instrument	2227757007

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate	4%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629
Document Number	1933708445
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2123 W THOMAS ST CHICAGO IL 606223629, CHICAGO, IL 60622-3629

Mortgage

Document Number	1933708445
Date	Dec 3, 2019
Instrument	33708445

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 15, 2019
Property Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629
Document Number	1910555080
Instrument Date	Apr 12, 2019
Instrument	10555080
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2123 W THOMAS ST CHICAGO IL 606223629, CHICAGO, IL 60622-3629

Mortgage

Document Number	1910555081
Date	Apr 15, 2019
Instrument	10555081

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 2, 2018
Property Address	2123 W THOMAS ST, CHICAGO, IL 60622-3629
Document Number	1800206069
Instrument Date	Dec 8, 2017
Instrument	206069
Transaction Type	Construction Loan
Record Updated	Jan 10, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2733 W PULASKI CHICAGO IL 60639, CHICAGO, IL 60639

Mortgage

Document Number	1800206070
Date	Jan 2, 2018
Instrument	206070

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	2221 CAMDEN CT # 1, OAK BROOK, IL 60523-1273

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,003 Land $26,100 Building $97,903	$1,240,030 Land $261,000 Building $979,030
2023	$22,617.00 (+6.29%)
2022	$21,278.00	$106,873 Land $21,000 Building $85,873	$1,068,730 Land $210,000 Building $858,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2123 W Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2123 W Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zentro.

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