2123 Senate Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2123 Senate Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,329 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$278,400 (2006)
Tax Bill	$3,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`138263`
Alternative APN	`092630005400011000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,329 sqft Heated Area
Gross Area	2,936 sqft Gross Area
1st Floor	1,423 sqft 1st Floor
Upper Floors	906 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	427 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	138263
Street Address	2123 SENATE AVE
City	SAINT CLOUD
State	FL
Zip	34769-7076
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ANTHEM PARK PHASE 1A PB 18 PG 40-42 LOT 100
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK
Legal Phase	1A
Legal Tract	54
Legal Block	1
Legal Lot Number	100
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1017
Census Tract	43208

Owner

Source: Osceola County records · APN 138263

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2123 SENATE AVE, SAINT CLOUD, FL 34769-7076
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2006 · Amount on Record
Deed Sale	Jun 20, 2006 · Amount on Record
Deed Doc Number	2006158561
Deed Book / Page	3192 / 0368
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2123 SENATE AVE, SAINT CLOUD, FL 34769-7076
Document Number	0057241210
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 SENATE AVE ST CLOUD FL 347697076, ST CLOUD, FL 34769-7076

Mortgage

Document Number	0057241210
Date	May 19, 2020
Book Page	005724/001210
Instrument	65771

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00 (+4.72%) Homeowner's exemption	$122,804 (+5.99%)	$326,700 (+0.55%) Land $70,000 Building $256,700
2023	$3,475.00 (+3.48%) Homeowner's exemption	$115,868 (+3%)	$324,900 (+18.36%) Land $60,000 Building $264,900
2022	$3,358.00 Homeowner's exemption	$112,494	$274,500 Land $55,000 Building $219,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.