2123 Sanders Rd, Stem, NC 27581 Property Records

Granville County property record for 2123 Sanders Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2019
Lot Size	5.99 acres (260,924 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Dec 2018)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15063-63718301`

Property Details

APN / Parcel Number

Primary APN	`15063-63718301`
Alternative APNs	`089904529716` `089904 028` `1013253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	260,924 sqft (5.99 acres)
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1013253
Street Address	2123 SANDERS RD
City	STEM
State	NC
Zip	27581-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	2123 SANDERS RD
Legal Subdivision	SOUTH GREENVILLE FARMS
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1002
Census Tract	970601

Owner

Source: Granville County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2123 SANDERS RD, STEM, NC 27581-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 27, 2019	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU
Dec 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Jun 12, 2009 · Amount on Record
Deed Book / Page	1709 / 642
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	Apr 6, 2026
Property Address	2123 SANDERS RD, STEM, NC 27581-9571
Document Number	2066000841
Book / Page	2066 / 841
Instrument Date	Apr 1, 2026
Record Updated	Apr 17, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 SANDERS RD, STEM, NC 27581-9571

Mortgage

Document Number	2066000841,
Date	Apr 6, 2026
Book Page	2066/841

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	Apr 6, 2026
Property Address	2123 SANDERS RD, STEM, NC 27581-9571
Document Number	002066/841
Book / Page	2066 / 841
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 SANDERS RD, STEM, NC 27581-9571

Mortgage

Document Number	2066000841,
Date	Apr 6, 2026
Book Page	2066/841

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	2123 SANDERS RD, STEM, NC 27581-9571
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001777/630
Date	May 28, 2020
Book Page	1777/630

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 27, 2019
Property Address	2123 SANDERS RD, STEM, NC 27581-9571
Document Number	1720/707
Book / Page	1720 / 707
Map Reference	MB 41 PG 91
Instrument Date	Mar 15, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2123 SANDERS ROAD, STACY, NC 28581

Mortgage

Document Number	1720709
Date	Mar 27, 2019
Instrument	1720/709

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Index	5-Year CMT

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Dec 6, 2018
Property Address	2123 SANDERS RD, STEM, NC 27581-9571
Document Number	001709/642
Book / Page	1709 / 642
Map Reference	MB 41 PG 91
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2753 MICHELLE CT, 2753, CREEDMOOR, NC 27522-7117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,653.00 (+19.02%)	$379,324 (+59.24%) Land $90,596 Building $288,728
2024			$379,324 (+59.24%) Land $90,596 Building $288,728
2023	$2,229.00 (+0.91%)	$238,206 (-) Land $52,090 Building $186,116	$238,206 (-) Land $52,090 Building $186,116
2022	$2,209.00	$238,206 Land $52,090 Building $186,116	$238,206 Land $52,090 Building $186,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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