2123 Oak Park Rd, Madison, VA 22727 Property Records

Madison County property record for 2123 Oak Park Rd, Madison, VA 22727 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1990
Lot Size	10.5 acres (459,122 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-34A`

Property Details

APN / Parcel Number

Primary APN	`40-34A`
Alternative APN	`2883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	459,122 sqft (10.5 acres)
Terrain	Rolling
Garage Area	2,250 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	544 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2883
Street Address	2123 OAK PARK RD
City	MADISON
State	VA
Zip	22727-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 234/698 10.540 AC 40-34A RT 722
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	1
Census Block	1013
Census Tract	930201

Owner

Source: Madison County records · APN 40-34A

Assessment roll updated September 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2123 OAK PARK RD, MADISON, VA 22727-4123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Mar 07, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 07, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Deed Document Number	2026833
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON VA
Recording Date	Jun 16, 2026
Property Address	2123 OAK PARK RD, MADISON, VA 22727-4123
Document Number	0000000833
Instrument Date	Jun 12, 2026
Instrument	2026833
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 OAK PARK RD, MADISON, VA 22727-4123

Mortgage

Document Number	0000000834,
Date	Jun 16, 2026
Instrument	2026834

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	2123 OAK PARK RD, MADISON, VA 22727-4123
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000323
Date	Mar 07, 2017
Instrument	170000323

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	2123 OAK PARK RD, MADISON, VA 22727-4123
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000323
Date	Mar 07, 2017
Instrument	170000323

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (-5.88%)	$471,000 (+36.56%) Land $152,900 Building $318,100	$471,000 (+36.56%) Land $152,900 Building $318,100
2023	$2,552.00	$344,900 Land $143,300 Building $201,600	$344,900 Land $143,300 Building $201,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (51113C), updated April 29, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511139302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Xfinity	Cable	1,200 / 35	Yes
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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