Story County property record for 2123 McCarthy Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,152 sqft · built 1950 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2022) |
| Tax Bill | $4,558 (2025) |
| Deeds & Mortgages | Oct 2017 Construction Loan Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-427-200 |
| Primary APN | 09-09-427-200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 920 sqft |
| Unfinished Basement | 172 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2123 MCCARTHY RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | COUNTRY CLUB HEIGHTS 1ST ADD LOT:3 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 09 |
| Legal Subdivision | COUNTRY CLUB HEIGHTS 1ST ADD (AKA |
| Legal Lot Number | 3 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1101 |
Source: Story County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2123 MCCARTHY RD, AMES, IA 50014-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK AMES IOWA |
| Jun 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU |
| Jun 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREATER IOWA CU |
| Nov 8, 2017 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2017 · Amount on Record |
| Deed Document Number | 20225571 |
| Prior Transfer Date | Dec 4, 2020 |
| Prior Transfer Doc | 0000014703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2123 MCCARTHY RD, AMES, IA 50014-7823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201710794 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 2017-10794 |
| Name | FIRST NATIONAL BANK AMES IOWA |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 23, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2123 MCCARTHY RD, AMES, IA 50014-7823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202205573 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-05573 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 5, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 8, 2022 |
| Property Address | 2123 MCCARTHY RD, AMES, IA 50014-7823 |
| Document Number | 0202205571 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-05571 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $527.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2123 MCCARTHY RD, AMES, IA 50014-7823 |
| Document Number | 0202205572 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-05572 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 5, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Nov 8, 2017 |
| Property Address | 2123 MCCARTHY RD, AMES, IA 50014-7823 |
| Document Number | 201700011335 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 2017-00011335 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2123 MCCARTHY RD, AMES, IA 50014-7823 |
| Document Number | 0201711336 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 2017-11336 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,558.00 Homeowner's exemption | $389,400 (+20.04%) Land $98,000 Building $291,400 | $389,400 (+20.04%) Land $98,000 Building $291,400 |
| 2024 | $4,558.00 (+10.26%) | ||
| 2023 | $324,400 Land $63,700 Building $260,700 | $324,400 Land $63,700 Building $260,700 | |
| 2022 | $4,134.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISU state or territorial government · serves 42,000 people · EPA ID IA8503528 |
|---|---|
| Water Source | Purchased groundwater from AMES WATER TREATMENT PLANT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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