2123 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2123 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,820 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	Owner Name on Record
Last Sale	$140,900 (Nov 2004)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0487-0280`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0487-0280`
Alternative APNs	`00281705` `281705`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
1st Floor Area	1,228 sqft
Upper Floors Area	1,592 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 102 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	12 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00281705
Street Address	2123 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 487 LOT 28 OR 307 PG 57
Legal Range	18E
Legal Township	23S
Legal Section	20
Legal Subdivision	SPRING HILL UN 9
Legal Block	487
Legal Lot Number	28
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2057
Census Tract	41106

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2123 LEMA DR, SPRING HILL, FL 34609-3851
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Mar 27, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Last Sale	Nov 8, 2004 · Amount on Record
Deed Sale	Nov 8, 2004 · Amount on Record
Prior Sale	Dec 31, 2003 · Amount on Record
Deed Document Number	2004082746
Deed Book / Page	1925 / 1464
Record Updated	Jun 8, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	2123 LEMA DR, SPRING HILL, FL 34609-3851
Document Number	0035801463
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2123 LEMA DR SPRING HILL FL 346093851, SPRING HILL, FL 34609-3851

Mortgage

Document Number	0035801463
Date	May 7, 2018
Book Page	003580/001463
Instrument	27706

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Interest

Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2123 LEMA DR, SPRING HILL, FL 34609-3851
Document Number	0035781319
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2123 LEMA DR SPRING HILL FL 346093851, SPRING HILL, FL 34609-3851

Mortgage

Document Number	0035781319
Date	May 1, 2018
Book Page	003578/001319
Instrument	26418

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 (+2.31%) Additional exemption filed	$135,702 (+5.99%)	$363,201 (+5.32%) Land $55,570 Building $307,631
2023		$128,037 (+3%) Land $128,037
2022	$1,343.00 Homeowner's exemption	$124,308	$344,846 Land $38,370 Building $306,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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