2123 Center St, Paducah, KY 42003 Property Records

McCracken County property record for 2123 Center St, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1917
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$60,140 (Jun 2026)
Tax Bill	$75 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Sale
Flood Zone	Zone X (reduced by levee)
APN	`105-31-13-008`

Property Details

APN / Parcel Number

Primary APN	`105-31-13-008`
Alternative APN	`129462`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	129462
Street Address	2123 CENTER ST
City	PADUCAH
State	KY
Zip	42003-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-7-10,16 80 X 120 2123 CENTER ST L15,16
Legal Subdivision	OBRYANS ADD
Legal Lot Number	15,16
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	2
Census Block	2023
Census Tract	30600

Owner

2123 Center St is owned and occupied by an individual who bought it in June 2026.

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2123 CENTER ST, PADUCAH, KY 42003-3639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Deed Document Number	2026849664
Deed Book / Page	1545 / 589
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Jun 24, 2026
Property Address	2123 CENTER ST, PADUCAH, KY 42003-3639
Document Number	0000849664
Book / Page	1545 / 589
Instrument Date	Jun 24, 2026
Instrument	2026849664
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,074.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 CENTER ST, PADUCAH, KY 42003-3639

Mortgage

Document Number	0000849664,
Date	Jun 24, 2026
Book Page	1885/174
Instrument	2026849664

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	May 7, 2026
Property Address	2123 CENTER ST, PADUCAH, KY 42003-3639
Document Number	0000845673
Book / Page	1542 / 416
Instrument Date	Apr 7, 2026
Instrument	2026845673
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 S DOVE LOOP, OWENSBORO, KY 42301-0281

Tax Assessment & Valuation

The 2025 property tax bill for 2123 Center St was $75.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,000 (-)	$21,000 (-)
2025	$75.00	$21,000	$21,000
2023	$75.00 (-1.32%)	$21,000 (-)	$21,000 (-)
2022	$76.00	$21,000	$21,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2123 Center St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2019)
Most Recent Claim	May 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2123 Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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