Durham County property record for 2122 Summit St, Durham, NC 27707 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,785 sqft · built 2013 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $791,000 (May 2024) |
| Tax Bill | $7,916 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0820-49-4724 |
| Primary APN | 0820-49-4724 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,785 sqft Heated Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Cape Cod |
| Lot Area | 11,761 sqft (0.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2122 SUMMIT ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROP-GARRETT BUILDERS LLC /LT#02 PL:000192-000037 |
| Legal Lot Number | 2 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 700 |
Source: Durham County records · APN 0820-49-4724
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2122 SUMMIT ST, DURHAM, NC 27707-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 02, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 14, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 20, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2024 · Amount on Record |
| Deed Sale | May 02, 2024 · Amount on Record |
| Prior Sale | Feb 17, 2014 · Amount on Record |
| Deed Document Number | 202494847 |
| Deed Book / Page | 10095 / 664 |
| Prior Transfer Date | Apr 15, 2021 |
| Prior Transfer Doc | 0093030508 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2122 SUMMIT ST, DURHAM, NC 27707-2238 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 410 W LOS OLIVOS ST, SANTA BARBARA, CA 93105-4215 |
| Document Number | OPR100950666 |
|---|---|
| Date | May 02, 2024 |
| Book Page | OPR 10095/666 |
| Instrument | 2024094848 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 5160 TENNYSON PKWY STE 1000, PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2122 SUMMIT ST, DURHAM, NC 27707-2238 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 2122 SUMMIT ST, DURHAM, NC 27707-2238 |
| Document Number | OPR100680016 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | OPR 10068/16 |
| Instrument | 2024089733 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2122 SUMMIT ST, DURHAM, NC 27707-2238 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0093030912 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 9303/912 |
| Instrument | 2021019823 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Apr 20, 2021 |
| Property Address | 2122 SUMMIT ST, DURHAM, NC 27707-2238 |
| Document Number | 0093030508 |
| Book / Page | 9303 / 508 |
| Map Reference | MB 192 PG 37 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021019760 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2122 SUMMIT ST, DURHAM, NC 27707-2238 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,916.00 (+51.53%) | $798,548 (+100.21%) Land $174,625 Building $623,923 | $798,548 (+100.21%) Land $174,625 Building $623,923 |
| 2023 | $5,224.00 (+2.35%) | $398,848 Land $85,657 Building $313,191 | $398,848 Land $85,657 Building $313,191 |
| 2022 | $5,104.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630007003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force 5 of 7 on primary residences |
| Nearby Flood Claims | 2 (2016–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2018, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 3% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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