2122 Richfield Cove Dr, Ocoee, FL 34761 Property Records

Orange County property record for 2122 Richfield Cove Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1992
Lot Size	0.193 acres (8,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Dec 2020)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-28-7401-00-520`

Property Details

APN / Parcel Number

Primary APN	`15-22-28-7401-00-520`
Alternative APNs	`282215740100520` `239527` `244365` `248938`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	2,097 sqft
1st Floor Area	1,442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,411 sqft (0.193 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2122 RICHFIELD COVE DR
City	OCOEE
State	FL
Zip	34761-8634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RICHFIELD 25/102 LOT 52
Legal Range	28E
Legal Township	22S
Legal Section	15
Legal Subdivision	RICHFIELD
Legal Tract	7401
Legal Lot Number	52
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2022
Census Tract	15005

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2122 RICHFIELD COVE DR, OCOEE, FL 34761-8634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 17, 2020	Warranty Deed, Transfer · FHA Mortgage COMMERCE HM MTG
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Sep 6, 1996 · Amount on Record
Deed Document Number	2020662319
Prior Transfer Date	Mar 20, 2010
Prior Transfer Doc	0000169739
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2122 RICHFIELD COVE DR, OCOEE, FL 34761-8634
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 RICHFIELD COVE DR, OCOEE, FL 34761-8634

Mortgage

Document Number	0000567997
Date	Oct 1, 2025
Instrument	20250567997

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 17, 2020
Property Address	2122 RICHFIELD COVE DR, OCOEE, FL 34761-8634
Document Number	0000662319
Instrument Date	Dec 10, 2020
Instrument	662319
Transaction Type	Transfer
Record Updated	Jan 4, 2021
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2122 RICHFIELD COVE DR OCOEE FL 347618634, OCOEE, FL 34761-8634

Mortgage

Document Number	662320
Date	Dec 17, 2020
Instrument	662320

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2122 RICHFIELD COVE DR, OCOEE, FL 34761-8634
Document Number	0000485964
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 RICHFIELD COVE DR OCOEE FL 347618634, OCOEE, FL 34761-8634

Mortgage

Document Number	0000485964
Date	Aug 31, 2017
Instrument	485964

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,846 (+13.98%)	$277,870 (-1.3%) Land $77,000 Building $200,870
2025	$3,690.00 (+8.15%) Homeowner's exemption	$221,831 (+5.99%)	$281,530 (+12.45%) Land $77,000 Building $204,530
2024	$3,412.00 (+3.49%)
2023	$3,297.00 (+3.39%) Homeowner's exemption	$209,300 (+3%)	$250,369 (+12.97%) Land $70,000 Building $180,369
2022	$3,189.00 Homeowner's exemption	$203,204	$221,622 Land $70,000 Building $151,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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