2122 Neuse Cliffs Cir, New Bern, NC 28560 Property Records

Craven County property record for 2122 Neuse Cliffs Cir, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2021
Lot Size	0.459 acres (19,974 sqft)
Owner	Individual Name on Record
Last Sale	$303,000 (Mar 2026)
Tax Bill	$1,098 (2026)
Deeds & Mortgages	Sep 2012 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-015-111`

Property Details

APN / Parcel Number

Primary APN	`7-015-111`
Alternative APNs	`134736` `114485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,974 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114485
Street Address	2122 NEUSE CLIFFS CIR
City	NEW BERN
State	NC
Zip	28560-6820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#36 & PT 35 NEUSE CLIFFS
Legal Subdivision	NEUSE CLIFFS
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3002
Census Tract	961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2122 NEUSE CLIFFS CIR, NEW BERN, NC 28560-6820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 31, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 15, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	202610154170
Deed Book / Page	3874 / 1082
Record Updated	Oct 29, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2122 NEUSE CLIFFS CIR, NEW BERN, NC 28560-6820
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03125/0378
Date	Sep 12, 2012
Book Page	3125/0378

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2042

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 31, 2026
Property Address	2122 NEUSE CLIFFS CIR, NEW BERN, NC 28560-6820
Document Number	03874/1082
Book / Page	3874 / 1082
Map Reference	MB 9 PG 80
Instrument Date	Mar 25, 2026
Instrument	10154170
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 NEUSE CLIFFS CIR, NEW BERN, NC 28560-6820

Mortgage

Document Number	0038741085
Date	Mar 31, 2026
Instrument	3874/1085

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 15, 2022
Property Address	2122 NEUSE CLIFFS CIR, NEW BERN, NC 28560-6820
Document Number	003750/681
Book / Page	3750 / 681
Map Reference	MB 9 PG 80
Instrument Date	Nov 16, 2022
Instrument	10106990
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2125 NEUSE CLIFFS CIR, NEW BERN, NC 28560-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 NEUSE CLIFFS CIR, NEW BERN, NC 28560-6820

Mortgage

Document Number	003750/685
Date	Dec 15, 2022
Book Page	3750/685
Instrument	10106991

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,098.00	$220,740 (-) Land $45,500 Building $175,240	$220,740 (-) Land $45,500 Building $175,240
2025	$1,098.00 (+3.49%)	$220,740 (+2.46%) Land $45,500 Building $175,240	$220,740 (+2.46%) Land $45,500 Building $175,240
2023	$1,061.00 (+12.75%)	$215,450 (+42.95%) Land $45,500 Building $169,950	$215,450 (+42.95%) Land $45,500 Building $169,950
2022	$941.00	$150,720 Land $32,550 Building $118,170
2018			$150,720 Land $32,550 Building $118,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1999–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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