Flathead County property record for 2122 Merganser Dr, Kalispell, MT 59901
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,600 (Jul 2019) |
| Tax Bill | $2,002 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0770575 |
| Primary APN | R0770575 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000501721 |
|---|---|
| Street Address | 2122 MERGANSER DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8988 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | ASHLEY PARK PH 8, S19, T28 N, R21 W, LOT 07B |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 19 |
| Legal Subdivision | ASHLEY PARK PH 8 |
| Legal Lot Number | 7B |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1201 |
2122 Merganser Dr, a townhouse, is owned and occupied by two individuals who bought it in July 2019.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2122 MERGANSER DR, KALISPELL, MT 59901-8988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Jan 16, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Prior Sale | Dec 29, 2015 · Amount on File |
| Deed Document Number | 201913765 |
| Prior Transfer Date | Aug 7, 2007 |
| Prior Transfer Doc | 0000023731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2122 MERGANSER DR, KALISPELL, MT 59901-8988 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200008465 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 202200008465 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | 39937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2122 MERGANSER DR, KALISPELL, MT 59901-8988 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 201900000936 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 201900000936 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 8, 2019 |
| Property Address | 2122 MERGANSER DR, KALISPELL, MT 59901-8988 |
| Document Number | 201900013765 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 201900013765 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2122 MERGANSER DR, KALISPELL, MT 59901-8988 |
| Document Number | 201900013766 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 201900013766 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 20, 2039 |
The 2026 property tax bill for 2122 Merganser Dr was $2,002.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,002.00 | $384,600 | |
| 2025 | $384,600 Land $75,905 Building $308,695 | ||
| 2023 | $3,405.00 | $340,200 | $340,200 Land $86,674 Building $253,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2122 Merganser Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2122 Merganser Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 78% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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