Kosciusko County property record for 2122 Heather Ct, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,241 sqft · built 2009 |
| Lot Size | 0.311 acres (13,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,868 (May 2022) |
| Tax Bill | $2,245 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-726013-65 |
| Primary APN | 004-726013-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,241 sqft Living Area |
| 1st Floor Area | 1,241 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,536 sqft (0.311 acres) |
| Lot Dimensions | 141 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00010896841 |
|---|---|
| Street Address | 2122 HEATHER CT |
| City | WARSAW |
| State | IN |
| Zip | 46580-8531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 4-103-10 LOT 8 PARK RIDGE |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 20 |
| Legal Subdivision | PARK RIDGE |
| Legal Lot Number | 8 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 962300 |
2122 Heather Ct is owned and occupied by an individual who bought it in May 2022.
Source: Kosciusko County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK |
| Aug 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 6, 2009 | Corporation Deed, Subdivision Related Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on File |
| Deed Sale | May 24, 2022 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 202251479 |
| Prior Transfer Date | Apr 13, 2009 |
| Prior Transfer Doc | 2009050867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020120006 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020120006 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | May 24, 2022 |
| Property Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Document Number | 2022051479 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022051479 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Document Number | 2022051480 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022051480 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Aug 28, 2017 |
| Property Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Document Number | 2017081259 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2017081259 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Document Number | 2017081260 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 2017081260 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Number | 2017081447 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017081447 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Nov 6, 2009 |
| Property Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Document Number | 2009110338 |
| Map Reference | MB13 PG17 |
| Instrument Date | Nov 4, 2009 |
| Instrument | 2009110338 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2122 HEATHER CT, WARSAW, IN 46580-8531 |
| Document Number | 2009110339 |
|---|---|
| Date | Nov 6, 2009 |
| Instrument | 2009110339 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Nov 4, 2042 |
The 2025 property tax bill for 2122 Heather Ct was $2,245 with a homeowner's exemption, down 6.5% from the year before.
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,245.00 (-6.5%) Homeowner's exemption | $241,800 (+4%) Land $61,200 Building $180,600 | $241,800 (+4%) Land $61,200 Building $180,600 |
| 2024 | $2,401.00 (+0.38%) Homeowner's exemption | $232,500 (+0.74%) Land $51,700 Building $180,800 | $232,500 (+0.74%) Land $51,700 Building $180,800 |
| 2023 | $2,392.00 (+13.85%) | $230,800 (+14.09%) Land $51,700 Building $179,100 | $230,800 (+14.09%) Land $51,700 Building $179,100 |
| 2022 | $2,101.00 Homeowner's exemption | $202,300 Land $51,700 Building $150,600 | $202,300 Land $51,700 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2122 Heather Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1981–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2122 Heather Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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