2122 E State Rd, Port Clinton, OH 43452 Property Records

Ottawa County property record for 2122 E State Rd, Port Clinton, OH 43452

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 988 sqft · built 1900
Lot Size	0.598 acres (26,049 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 2016)
Tax Bill	$949 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032898-2`

Property Details

APN / Parcel Number

Primary APN	`032898-2`
Alternative APN	`020-07658-10135-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,358 sqft
1st Floor Area	742 sqft
Attic	Attic
Attic Area	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	26,049 sqft (0.598 acres)
Lot Dimensions	521 ft deep x 50 ft wide
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Shed	1 Shed
Shed Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	032898-2
Street Address	2122 E STATE RD
City	PORT CLINTON
State	OH
Zip	43452-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 J PAYNE
Legal Subdivision	JOSEPH PAYNE SUBDIVISION
Legal Lot Number	21
Jurisdiction	OTTAWA OH
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2030
Census Tract	51201

Owner

2122 E State Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2122 E STATE RD, PORT CLINTON, OH 43452-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2016 · Amount on File
Deed Sale	Oct 25, 2016 · Amount on File
Prior Sale	Jun 10, 2002 · Amount on File
Deed Document Number	2016262263
Deed Book / Page	1608 / 411
Prior Transfer Date	Aug 3, 2015
Prior Transfer Doc	0000251490
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	2122 E STATE RD, PORT CLINTON, OH 43452-2527
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303580
Date	Feb 18, 2021
Book Page	1821/786
Instrument	202100303580

Lender

Name	THE CROGHAN COLONIAL BANK
Type	Bank
Address	FREMONT, OH 43420

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2122 E State Rd was $949, down 28.4% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Portage Township
Unified School District	Port Clinton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (-28.38%)	$28,217 (-) Land $4,375 Building $23,842
2024	$1,325.00 (+18.62%)	$28,217 (+36.99%) Land $4,375 Building $23,842	$80,620 Land $12,500 Building $68,120
2023	$1,117.00 (-0.8%)	$20,598 (-) Land $2,188 Building $18,410
2022	$1,126.00	$20,598 Land $2,188 Building $18,410
2021			$58,850 Land $6,250 Building $52,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2122 E State Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	56 units insured incl. 3 condo units
Nearby Flood Claims	4 (2015–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2122 E State Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA COUNTY REGIONAL WATER DISTRICT serves 20,428 people · EPA ID OH6205011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Omni Fiber.

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