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2122 Derby Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2122 Derby Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 1964
Lot Size0.159 acres (6,926 sqft)
Owner2 Company Names on Record
Last Sale$541,500 (May 2009)
Tax Bill$9,335 (2025)
Deeds & MortgagesAug 2026 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN034-222-09

Property Details

APN / Parcel Number

Primary APN034-222-09
Alternative APN
  • 034-222-09-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,276 sqft Living Area
Gross Area1,712 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood
Roof MaterialOther
Lot Area6,926 sqft (0.159 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2122 DERBY AVE
CityCAPITOLA
StateCA
Zip95010-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3001
Census Tract121701

Owner

Source: Santa Cruz County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2122 DERBY AVE, CAPITOLA, CA 95010-2021
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2009 · Amount on Record
Deed SaleMay 8, 2009 · Amount on Record
Prior SaleJul 21, 1999 · Amount on Record
Deed Document Number200921023
Last Transfer DateAug 21, 2026
Transfer Doc0000019263
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 27, 2026
Property Address2122 DERBY AVE, CAPITOLA, CA 95010-2021
Document Number0000019263
Instrument DateAug 21, 2026
Instrument202619263
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address2122 DERBY AVE, CAPITOLA, CA 95010-2021

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2122 DERBY AVE, CAPITOLA, CA 95010-2021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2122 DERBY AVE, CAPITOLA, CA 95010-2021

Mortgage

Document Number0000053837
DateDec 14, 2020
Instrument2020-0053837
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$710,917 (+2%) Land $461,347 Building $249,570
2025$9,335.00 (+10.21%)$696,977 (+4.04%) Land $452,301 Building $244,676
2023$8,470.00 (+1.32%)$669,913 Land $434,738 Building $235,175$1,057,320
2022$8,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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