2122 Cold Creek Ct, Denison, TX 75020 Property Records

Grayson County property record for 2122 Cold Creek Ct, Denison, TX 75020 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,805 sqft · built 2023
Lot Size	0.586 acres (25,526 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,931 (2024)
Deeds & Mortgages	Feb 2022 Sale Oct 2021 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`076 7101004`

Property Details

APN / Parcel Number

Primary APN	`076 7101004`
Alternative APN	`255573`

Interior

Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	3,659 sqft
1st Floor Area	2,805 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	25,526 sqft (0.586 acres)
Garage Type	Attached
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	2122 COLD CREEK CT
City	DENISON
State	TX
Zip	75020-0865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLD CREEK ADDITION PHASE 1, BLOCK A, LOT 4, ACRES .586
Legal Subdivision	COLD CREEK ADDITION PHASE 1
Legal Block	A
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1040
Census Tract	800

Owner

Source: Grayson County records · APN 076 7101004

Assessment roll updated August 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2122 COLD CREEK CT, DENISON, TX 75020-0865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
Oct 05, 2021	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
Oct 30, 2019	Loan Modification, Mortgage INDEPENDENT BK
Oct 10, 2019	Loan Modification, Mortgage INDEPENDENT BK
Oct 11, 2018	Vendor's Lien, Transfer · Commercial Mortgage INDEPENDENT BANK
Mar 28, 2018	Warranty Deed, Transfer SEASCAPE OAKS LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2022
Deed Sale	Feb 18, 2022
Prior Sale	Oct 05, 2021
Deed Document Number	20225475
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0000023105
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 18, 2022
Property Address	2122 COLD CREEK CT, DENISON, TX 75020-0865
Document Number	0000005475
Map Reference	VOL 17 PG 121&122
Instrument Date	Feb 17, 2022
Instrument	2022-5475
Transaction Type	Transfer
Record Updated	Mar 02, 2022
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 ROCKCROSSING LN, ALLEN, TX 75002-5262

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 05, 2021
Property Address	2122 COLD CREEK CT, DENISON, TX 75020-0865
Document Number	0000033796
Map Reference	VOL 17 PG 121&122
Instrument Date	Oct 04, 2021
Instrument	2021-00033796
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	483 NEVA LN, 483, DENISON, TX 75020-4871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5100 PKWY ST #102 # 102, 102, MCKINNEY, TX 75070

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2122 COLD CREEK CT, DENISON, TX 75020-0865
Document Number	0000027197
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2411 SHERMAN TX 750912411, SHERMAN, TX 75091-2411

Mortgage

Document Number	0000027197
Date	Nov 07, 2019
Instrument	27197

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 06, 2034

Interest

Rate	5.75%

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2122 COLD CREEK CT, DENISON, TX 75020-0865
Document Number	0000027396
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2411 SHERMAN TX 750912411, SHERMAN, TX 75091-2411

Mortgage

Document Number	0000027396
Date	Nov 08, 2019
Instrument	27396

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 07, 2034

Interest

Rate	5.75%

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 11, 2018
Property Address	2122 COLD CREEK CT, DENISON, TX 75020-0865
Document Number	0000023105
Map Reference	VOL17 PG121&122
Instrument Date	Oct 10, 2018
Instrument	2018-00023105
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 W MURRAY ST, 920, DENISON, TX 75020-6030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2411, SHERMAN, TX 75091-2411

Mortgage

Document Number	0000023106
Date	Oct 11, 2018
Instrument	2018-00023106

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 28, 2018
Property Address	2122 COLD CREEK CT, DENISON, TX 75020-0865
Document Number	0000006702
Instrument Date	Mar 26, 2018
Instrument	6702
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 W MURRAY ST DENISON TX 750206030, DENISON, TX 75020-6030

Mortgage

Document Number	6703
Date	Mar 28, 2018
Instrument	6703

Lender

Name	SEASCAPE OAKS LP
Address	5900 S LAKE FOREST DR # 295, MCKINNEY, TX 75070-2433

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Mar 27, 2020

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$615,822 (+653.91%) Land $96,489 Building $519,333	$615,822 (+653.91%) Land $96,489 Building $519,333
2024	$5,931.00 (+257.07%)
2023		$81,684 Land $81,684	$81,684 Land $81,684
2022	$1,661.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1986–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 27% of Texas
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50

May also be available at this address: Verizon, Texoma Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cold Creek Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures