2122 Co Rte 8, Oswego, NY 13126 Property Records

Oswego County and Minetto Town property record for 2122 Co Rte 8, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,078 sqft · built 1830
Lot Size	3.75 acres (163,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,048 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`353600 201.00-02-02.03`

Property Details

APN / Parcel Number

Primary APN	`353600 201.00-02-02.03`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area
1st Floor Area	1,427 sqft
2nd Floor Area	651 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	163,350 sqft (3.75 acres)

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Shed	1 Shed
Canopy	608 sqft
Milk House	Milk House
Poultry House	Poultry House

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2122 COUNTY ROUTE 8
City	OSWEGO
State	NY
Zip	13126-6552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	2
Legal Lot Number	2.030
Jurisdiction	OSWEGO NY
Township / Civil Division	MINETTO
Census Block Group	1
Census Block	1045
Census Tract	21402

Owner

Source: Oswego County and Minetto Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit PATHFINDER BANK
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATHFINDER BANK
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit PATHFINDER BANK
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit PATHFINDER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Jul 29, 2026
Property Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552
Document Number	0000006667
Instrument Date	Jul 24, 2026
Instrument	20266667
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552

Mortgage

Document Number	0000006667,
Date	Jul 29, 2026
Instrument	20266667

Lender

Name	PATHFINDER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552

Mortgage

Document Number	0000000900
Date	Sep 21, 2021
Instrument	R-2021-010900

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANGUARD RESEARCH & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552

Mortgage

Document Number	0000011473
Date	Nov 23, 2020
Instrument	R-2020-011473

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2122 COUNTY ROUTE 8, OSWEGO, NY 13126-6552
Document Number	0000011473
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 COUNTY ROUTE 8 OSWEGO NY 131266552, OSWEGO, NY 13126-6552

Mortgage

Document Number	0000011473
Date	Nov 24, 2020
Instrument	11473

Lender

Name	PATHFINDER BK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oswego County and Minetto Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Minetto Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,048.00 (+2.72%)
2025	$3,941.00	$107,000 (-) Land $27,200 Building $79,800	$164,615 (+2%) Land $41,846 Building $122,769
2023		$107,000 Land $27,200 Building $79,800	$137,179 Land $34,872 Building $102,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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