2122 220th St, Independence, IA 50644 Property Records

Buchanan County property record for 2122 220th St, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,044 sqft · built 2013
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$541,000 (Aug 2023)
Tax Bill	$5,804 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1002100015`

Property Details

APN / Parcel Number

Primary APN	`1002100015`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
Basement Area	2,044 sqft
Unfinished Basement	2,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	134,600 sqft (3.09 acres)
Garage Area	1,323 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2122 220TH ST
City	INDEPENDENCE
State	IA
Zip	50644-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-88-9COM 1101.72'E S E CORSEC 35-89-9 S261 .98'TO POB SE261.37' S TOS LN NW1/4 E234.3 ' N TO POB
Legal Range	9W
Legal Township	88N
Legal Section	2
Jurisdiction	BUCHANAN IA
Township / Civil Division	SUMNER
Census Block Group	3
Census Block	3009
Census Tract	950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2122 220TH ST, INDEPENDENCE, IA 50644-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Jul 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	20232112
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	2122 220TH ST, INDEPENDENCE, IA 50644-9303
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01632
Date	May 3, 2021
Instrument	2021R01632

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	2122 220TH ST, INDEPENDENCE, IA 50644-9303
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02278
Date	Jul 19, 2019
Instrument	2019R02278

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,804.00 (+14.34%) Homeowner's exemption	$503,570 (+10.38%) Land $55,000 Building $448,570	$503,570 (+10.38%) Land $55,000 Building $448,570
2023	$5,076.00 Homeowner's exemption	$456,200 Land $48,200 Building $408,000	$456,200 Land $48,200 Building $408,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Independence Telecommunications Utility Cable · Fiber in parts of the area	250 / 25
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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