2122 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2122 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,030 sqft · built 2010
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2024)
Tax Bill	$5,431 (2026)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500391-0-870`

Property Details

APN / Parcel Number

Primary APN	`500391-0-870`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	2,597 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2122 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 87 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	87
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 N PROSPECT ST, TACOMA, WA 98406-7808
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	2024486
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2122 198TH ST E, SPANAWAY, WA 98387-4148
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 N PROSPECT ST, TACOMA, WA 98406-7808

Mortgage

Document Number	0004300487
Date	Apr 30, 2024
Instrument	202404300487

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,431.00 (+1%)	$480,100 (+7.81%) Land $144,900 Building $335,200	$480,100 (+7.81%) Land $144,900 Building $335,200
2025	$5,377.00 (+3.19%)
2024	$5,211.00 (-2.01%)	$445,300 (-3.82%) Land $151,600 Building $293,700	$445,300 (-3.82%) Land $151,600 Building $293,700
2023	$5,318.00	$463,000 Land $143,800 Building $319,200	$463,000 Land $143,800 Building $319,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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